Explicitly considering the level of household financial resilience raises new questions about the role of financial services in development. Development and well-being can be reflected in the satisfaction of basic household needs. As a tool for development, the role of financial services takes on particular relevance in the fight against poverty. But the problem that arises is the extent to which IMF programs contribute to the satisfaction and well-being of households. The objective of this research is therefore to evaluate, through studies carried out on a sample of 200 households from rural areas, the impacts of the actions of microfinance institutions on the financial resilience measured by the satisfaction and well-being of these households. The results show the contributions of IMF programs to the improvement of the satisfaction and well-being of member households.

Microfinance has been promoted by donors as an effective tool to ensure the financial resilience of the population in underdeveloped countries. Indeed, their main goal is to promote development in poor countries. In the new millennium, poverty reduction and financial resilience have become the watchwords of almost all the institutions involved in the socio-economic development of poor countries. But the problem is to know to what extent IMFs programs participate in the financial evolution of households? Based on the hypothesis that IMF programs will allow households to improve their financial situation, the objective of this study is to evaluate the contributions of microfinance activities on the financial evolution of households based on the results of an opinion survey analyzing the evolution of the monthly income and savings capacity of a sample of 200 households from the rural environment.