Taking paid work among men and women beyond pension age as an example, the contribution examines the interrelationship between life courses, gendered welfare regimes, and later-life employment outcomes. Using both quantitative and qualitative data, the article focuses on the role of inequalities, gender and marital status for working despite receiving a pension, and on the subjective reasons for this employment. The quantitative analyses are based on the English Longitudinal Study of Ageing (ELSA) and the German Ageing Survey (DEAS), and the qualitative evidence on semi-structured interviews with working pensioners in Germany and the UK. Gender differences in working can be traced back in part to differences in educational qualification and in pre-retirement class. Although no general gender differences in the reasons for paid employment can be found, financial reasons are mentioned much more often by divorced women in Germany and widowed women in the UK than by men and by married women. The qualitative data underlines the special role earned income plays for divorced women and, more generally, the variety of reasons which motivate pensioners to work for pay. Furthermore, pension age is less meaningful for mothers because of their patchier careers. All in all, (poor) labour market chances and household dynamics in old age are interrelated in gendered patterns of old age employment, and accompanied by specific interpretations of this work.

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Based on a qualitative analysis of 12 solo self-employed women’s work biographies, this article investigates the (re)structuring effects of solo self-employment on the professional and private lives of women in Germany in their mid- and late-career stages. While solo self-employment has been gaining significance in the German labour market in the last two decades, it is largely an underresearched subject from the perspective of female labour market participation. Our study shows that the transition to working solo self-employed constitutes a marked break in female work biographies with lasting restructuring effects on their life courses. Constituting a deviation from the female standard life course, this move can be understood as a coping strategy of biographical discontinuities, which translates into specific patterns against the background that women (still) assume most of the care and housework responsibilities. How the transition to solo self-employment is being prepared and managed and what role learning and risk management play in the transition process is the focus of our article. Our aim is to better understand the underlining rationalisation logics of female solo self-employment in terms of labour market participation, reconciling work and family life, and professional self-realisation. While in the German welfare system solo self-employed bear higher risks of precarity and financial old age insecurity, solo self-employment is functional as an individual strategy for action, giving women the opportunity to do justice to their (mid) life courses and intrinsic needs to pursue both professional work and freedom of choice when and how to work. This may act as a corrective for gender inequalities in the world of work, especially when it comes to working in a self-determined way.