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Health and healthcare access have become topmost priorities of the underprivileged in the current world. It is of concern, as ill health and lack of access to healthcare lead to the loss of lives and livelihood and create perils of the poor masses. In this context, microfinance has proved to be a boon in providing income and livelihood and reducing poverty. The microfinance industry has ventured into the health sector to provide an affordable alternative to lack of access to healthcare finance. This study is an attempt to understand the perceptions of the microfinance beneficiaries and their perspective towards healthcare expenditure. The study focuses on the utilisation of microcredit towards healthcare access by the households that are covered under microfinance institutions.

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International Trade among ASEAN has been increasing and it has resulted in growth of regional trade in recent years. India and Southeast Asian Countries can be tracked from ancient time with common geographical proximity, cultural affinity, trade and investment, historical evidence have suggested there has been a flowing of trade relations between India and ASEAN. The trade between India and ASEAN has witnessed a change in the various policy reforms and trade agreements. The overall figure suggests that ASEAN is an export-oriented economy and has a great opportunity for India. India’s relationship to ASEAN has created a diplomatic initiative to promote economic and strategic connections across the region. The trade with ASEAN from the year 1992 has been underperforming but India compelled to look to its neighbors for better opportunities.

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