The present study investigates a conceptual research framework on financial literacy in various investment planning and decision-making stages. The study comprises a review of 2182 articles published in peer-reviewed journals from 2001 to 2022 (January). The study employed bibliometric techniques such as citation network analysis, co-citation analysis, content analysis, publication trends, and keyword analysis to analyze the literature on financial literacy. The study aims to add to the literature on financial literacy by proposing ten clusters to improve research on financial literacy in order to help investors learn better. Financial literacy has evolved from a fledgling discipline to a significant teaching and research tool. Therefore, it is vital to investigate and identify current research trends in this field. The results are essential to the financial community, given that institutions and society are increasingly emphasizing financial literacy to strengthen individual citizens’ responsibilities in designing their investment strategies.

No abstract

Employability skills and job opportunities are major factors for addressing employment and national development. Rapid changes and enhancements in technology have forced universities to prepare students to compete in the changing workplace environment. This study tries to analyze the impact of E-learning on the employability skills and job opportunities of students. The mixed approach method was adopted. Three hundred eighty-seven students for quantitative analysis and twenty randomly selected alumni members for qualitative study have been comprised in the sample. The study selected multivariate analysis techniques and results were tested using structural equation modeling technique in IBM-AMOS. The word cloud method helped for the qualitative part of this research. The findings of this research show the positive role of E-learning environment on the employability skills and job opportunities of the students as per the labor market demand. This study is less explored in terms of assessing the role of E-learning and employability of business students in Saudi Arabia. Hence, this research can be of great value to all the stakeholders of universities to upgrade the E-learning environment in enhancing the work skills of students.

Differences in institutions have garnered much attention in recent years as one of the primary reasons for long-term economic performance, and a vast corpus of theoretical and empirical research demonstrates that financial development can have a substantial impact on economic and financial performance. In fast-growing emerging markets, the demand for financial services has considerably increased, which amplified the need for an efficient regulatory framework to deal with the sensitive nature of financial activities. Surprisingly, the existing literature on the impact of institutions and finance is focused on developed economies, while emerging markets are rarely focused on. Since emerging markets are becoming increasingly important as a result of the swift evolution of institutional and financial transformation, it is crucial to examine how the growth of financial markets reacts to institutional quality. This study investigates the role of institutions in promoting finance in emerging economies using the balanced panel dataset of 21 emerging market. Given the endogenous relationship between institutions and finance, the paper applies a two-stage least squares estimator to test the settler mortality hypothesis in this context. Aligned with theoretical intuition, the empirical result shows that settler mortality is a relevant instrument to institutions. Furthermore, the study performs robustness, using framework that deals with heterogeneity, and cross-section dependence. This empirical effort validates La Porta’s Law and Finance Hypothesis in the context of emerging markets. The results of the study are found robust across the variety of alternative measures of institutions and finance, and standard error correction specifications. Therefore, the study offers useful insight into policy implications.