The use of financial technology is familiar to the people of Bandung City, especially in digital payments. This study aims to determine the effect of perceived ease of use on customer loyalty to financial technology users in Bandung. The data in this study were obtained through questionnaires distributed through social media platforms and the data obtained would be analyzed using simple linear regression with SPSS. The results of this study prove that the perception of convenience has a positive effect on user loyalty by 38.3%. This study is also expected to provide benefits to financial technology companies in order to improve their services.

The agricultural sector still becomes a source of household income in rural areas, although its role tends to decrease. In the period 2011‒2015, the number of agricultural workers decreased about 1% per year and is inversely proportional to the increasing Indonesian labor, which reached an average of 1.2% per year. Several leading causes of labor decreases are migration and productivity issues in the agricultural sector. This paper aims to determine migration and labor productivity dynamics in three-time points in villages on Panel Petani Nasional Program (PATANAS) located at three agroecosystems: plantation, secondary crop, and vegetable. Amount of respondents in each agroecosystem were 312, 232, and 121 farmers. Data analysis was presented descriptively. The results of the study indicated that labor productivity varies between agroecosystems. The highest increase in productivity occurred in vegetable, then secondary crop, and plantation. Labor productivity in the agricultural sector is inversely proportional to the migration on an agroecosystem. There is not excessive migration in the vegetable agroecosystems since labor productivity is highest than the others. There is a phenomenon of increasing working family members followed by an increase in the number of migrations. This phenomenon negatively impacts the agricultural sector because there is no increase in the number of workers in the agricultural sector. There is a trend for young people in PATANAS villages to undertake permanent migration. Increasing labor productivity in rural areas predicted could reduce labor migration. Efforts that can be created are gradually encouraging off-farm and non-farm activities, including small-scale agro-industries.

Jumlah investor pasar modal di Indonesia berkembang pesat dari tahun ke tahun. Namun masih banyak investor yang belum memperhatikan berbagai faktor sehingga banyak yang mengalami kerugian akibat kurangnya pengetahuan dalam berinvestasi. Untuk menghindari risiko investasi, investor harus melakukan analisis fundamental perusahaan dengan menganalisis internal perusahaan. Penelitian ini menggunakan beberapa indikator yaitu profitabilitas, leverage, dan kebijakan dividen. Indikator ini digunakan untuk melihat seberapa besar pengaruhnya terhadap nilai perusahaan dilihat dari harga sahamnya. Sampel yang digunakan dalam penelitian ini terdiri dari 24 perusahaan yang terdaftar dalam Indeks LQ45 di Bursa Efek Indonesia (BEI) periode 2015-2019 yang dipilih dengan menggunakan metode purposive sampling. Teknik analisis yang digunakan dalam penelitian ini menggunakan analisis regresi linier berganda dengan bantuan program SPSS 25. Hasil penelitian menunjukkan bahwa profitabilitas dan kebijakan dividen berpengaruh positif dan signifikan terhadap nilai perusahaan. Leverage berpengaruh negatif dan signifikan terhadap nilai perusahaan. Sedangkan secara simultan profitabilitas, leverage, dan kebijakan dividen berpengaruh signifikan terhadap nilai perusahaan. Oleh karena itu, indikator-indikator tersebut dapat dijadikan sebagai salah satu pertimbangan investor dalam mengambil keputusan investasi saham.

Tax is one of the largest and most important sources of state revenue that is used for the benefit of the community. However, in practice, the number of taxpayers who pay and report taxes has been  often not in accordance with government targets, especially at the Bojonagara Tax Service Office (KPP) the compliance of individual taxpayers in paying and reporting taxes is still relatively low, especially from 2018-2020. Then this study aims to determine whether knowledge of taxation, self-assessment system, and tax sanctions can affect taxpayer compliance, especially individual taxpayers registered at KPP Bojonagara. This research was conducted in KPP Pratama Bojonagara Bandung, especially on individual non-employed taxpayers using a quantitative approach. In collecting the required data, the author uses a questionnaire as a research instrument. Then the sampling technique in this study using non-probability sampling, namely convenience sampling. The results of this study partially show that Tax Knowledge has a significant and negative effect on taxpayer compliance, Self Assessment System has a significant and positive effect on taxpayer compliance, Tax Sanctions have a significant and positive effect on taxpayer compliance. Simultaneously, Tax Knowledge, Self Assessment System, and tax sanctions have a significant effect on taxpayer compliance.