Background: The recent trend of increasing incidents of floods in Ethiopia is disrupting the livelihoods of a significant proportion of the country's population. This study assesses the factors that shape the resilience and the vulnerability of rural households in the face of recurring floods by taking the case of Dembia district of Northwest Ethiopia as one of the flood-prone areas in the country. Results: The data for the study were collected through a survey of 284 households, two focus group discussions, and 12 key informant interviews. Principal Component Analysis and simple linear regression were used for the analysis. The former served both for data reduction and identification of the dominant factors that explain resilience to recurring flood hazards while the latter was used to check the relationship between resilience and vulnerability. Findings indicate that access and use of livelihood resources such as size of farmlands, availability of farm oxen, credit as well as ability to draw help from social networks were found to be the most important factors that determine the resilience of households to floods. Similarly, the coping strategies employed by households were found to be constrained mainly by the scale and impact of the recent floods and lack or shortage of basic infrastructural and social facilities. Conclusions: The results confirmed that most of the traditional coping strategies employed by households failed to effectively help households offset the impacts of flooding. Given the livelihood context of smallholder farming system in the studied area, context specific institutional interventions such as the integrated use of both safety nets and cargo nets may help communities to overcome livelihood predicaments associated with the recurrent flood disasters. This implies that policy should focus more on addressing the factors that expose people to flood disasters and shape their resilience, rather than focusing on short-term emergency responses which seems to be the norm in much of the flood affected areas in the country.

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The main objective of the study is to explore the extent, to which women are empowered thorough micro finance programs, a reflection from Southern Ethiopia. Mixed research methodology was used to generate data both from primary and secondary sources. Primary data were collected by means of survey questionnaire, in-depth-interview of cases, key informant interview, focus group discussion, non-participant observation, and field notes. An analytical framework was applied for better understandings and measuring empowerment in the context of this study. The collected data were analyzed, summarized, and interpreted through qualitative and quantitative methods of data analysis where, Statistical Packages for Social Sciences (SPSS) was used to quantitatively present the numeric data. In spite of the entry barriers into the programs, it was revealed that participation in the programs has brought positive economic and social impacts on the lives of the beneficiary women. Alternatively, women perception and experiences of empowerment through micro finance programs is truly interesting as viewed in the eyes of the women themselves. Revisiting client selection criteria; promote saving mobilizations; scale up best practices of women affair office of the town so far made to inculcate the roles and values women play; and uphold experience sharing mechanisms between participant and other women in the study area as a way out.