IntroductionAging negatively impacts the ability to rapidly and successfully switch between two or more tasks that have different rules or objectives. However, previous work has shown that the context impacts the extent of this age-related impairment: while there is relative age-related invariance when participants must rapidly switch back and forth between two simple tasks (often called “switch costs”), age-related differences emerge when the contexts changes from one in which only one task must be performed to one in which multiple tasks must be performed, but a trial-level switch is not required (e.g., task repeat trials within dual task blocks, often called “mixing costs”). Here, we explored these two kinds of costs behaviorally, and also investigated the neural correlates of these effects.MethodsSeventy-one younger adults and 175 older adults completed a task-switching experiment while they underwent fMRI brain imaging. We investigated the impact of age on behavioral performance and neural activity considering two types of potential costs: switch costs (dual-task switch trials minus dual-task non-switch trials), and mixing costs (dual-task non-switch minus single-task trials).ResultsWe replicated previous behavioral findings, with greater age associated with mixing, but not switch costs. Neurally, we found age-related compensatory activations for switch costs in the dorsal lateral prefrontal cortex, pars opercularis, superior temporal gyrus, and the posterior and anterior cingulate, but age-related under recruitment for mixing costs in fronto-parietal areas including the supramarginal gyrus and pre and supplemental motor areas.DiscussionThese results suggest an age-based dissociation between executive components that contribute to task switching.

Financial decision‐making (FDM) and awareness of the integrity of one's FDM abilities (or financial awareness) are both critical for preventing financial mistakes. We examined the white matter correlates of these constructs and hypothesized that the tracts connecting the temporal–frontal regions would be most strongly correlated with both FDM and financial awareness. Overall, 49 healthy older adults were included in the FDM analysis and 44 in the financial awareness analyses. The Objective Financial Competency Assessment Inventory was used to measure FDM. Financial awareness was measured by integrating metacognitive ratings into this inventory and was calculated as the degree of overconfidence or underconfidence. Diffusion tensor imaging data were processed with Tracts Constrained by Underlying Anatomy distributed as part of the FreeSurfer analytic suite, which produced average measures of fractional anisotropy and mean diffusivity in 18 white matter tracts along with the overall tract average. As expected, FDM showed the strongest negative associations with average mean diffusivity measure of the superior longitudinal fasciculus ‐temporal (SLFT; r = −.360, p = .011) and ‐parietal (r = −.351, p = .014) tracts. After adjusting for FDM, only the association between financial awareness and average mean diffusivity measure of the right SLFT (r = .310, p = .046) was significant. Overlapping white matter tracts were involved in both FDM and financial awareness. More importantly, these preliminary findings reinforce emerging literature on a unique role of right hemisphere temporal connections in supporting financial awareness.

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Background Reduced awareness of one’s financial decision‐making abilities (financial awareness) can result in costly financial mistakes (e.g., forgetting to pay credit card dues) and increase one’s vulnerability to financial exploitation (e.g., getting scammed). In cognitively healthy older adults, thinner right medial temporal cortex is associated with overconfidence in one’s financial decision‐making abilities. However, it is important to examine other neuroimaging metrics to create a comprehensive picture of the links between brain and financial awareness in healthy older adults. In the current study, we examined the white matter correlates of financial awareness and hypothesized that the tracts connecting the right temporal‐frontal regions would be most strongly correlated with financial awareness. Method Design ‐ Cross‐sectional, prospective study. Setting ‐ Community‐based. Participants: 44 individuals were included with mean age=68.43 years (SD=5.1), mean education=15.88 (SD=2.41), 60% = women, 67% = White, 30% = Black and 3% = other races, and 95% = non‐Hispanics. Measures: Awareness Metrics – Financial awareness was measured by integrating metacognitive ratings into the Objective Financial Competency Assessment Inventory. Before each item, we obtained confidence ratings regarding performance on that item. Level of awareness was operationalized via a calibration score reflecting the difference between average performance and average confidence, reflecting the extent to which individuals were over‐ or under‐confident. Mean Diffusivity – Data were processed with Tracts Constrained by Underlying Anatomy toolbox distributed as part of the FreeSurfer library (v5.3) which produced averages of mean diffusivity for 18 white matter tracts. Lower mean diffusivity values indicated higher white matter integrity. Result The right superior longitudinal fasciculus–temporal (r = 0.437, p = 0.003) and parietal (r = 0.433, p = 0.003) bundles had the strongest correlations with calibration scores such that higher (i.e., worse) diffusivity was associated with values reflecting over‐confidence. Conclusion Our findings converge with the growing literature on the unique role of the right hemisphere temporal connections in supporting financial awareness. We find an equally important role for right parietal‐frontal connections in financial awareness. Our findings are in line with studies on financial exploitation in which the right parietal and temporal pathways were found to be involved in scam susceptibility.