No abstract

Climate change adaptation issues have recently gained attention for the past few years in Zimbabwe. However, little has been done to explore the challenges, associated with climate change in the country. Therefore, this article explores the challenges affecting small-scale farmers in the Zvishavane District of Zimbabwe in coping with climate change vulnerability. The qualitative research methodology encompassing semi-structured interviews was used to collect data from small-scale farmers and other key informants in the study area. The study portrays that small-scale farmers are struggling to cope with climate change due to resource constraints, lack of access to credit and inputs, aid bottlenecks coupled with contradiction of programs among other critical issues.

Microfinance has been viewed as a pathway for smallholder farming. This paper aims to investigate the impact of microfinance on smallholder farming. It examines the role of microfinance in the development of smallholder farming. This paper employs the integrated view of microfinance study, as opposed to the 'credit only'(minimalist) view. Using qualitative research methodology, the paper relies on literature review and primary data. Household level data (primary) were collected from a rural district (Masvingo Rural District) of Masvingo province in Zimbabwe. Data were collected from 250 microfinance participants (household heads) using questionnaires and face-to-face interviews. The findings show that microfinance had positive effects on accumulation of agricultural assets, income from agriculture, agricultural education, agricultural productivity, agri-business, consumption and health. However, the impact is limited due to lack of finance. Basic financial services are essential for the management of their smallholder farming activities. The practical implications are that the study results could be used by the government and development agencies for policy making. The paper recommends that microfinance should be harnessed as a useful intervention that can be employed to economically empower the smallholder rural agricultural sector.

This paper examines the challenges of Operational Risk Management (ORM) by microfinance institution (MFIs) in Zimbabwe with insights from Masvingo urban.

Interviewing is one of the data collection methods which are employed when one adopts the qualitative methodology to conduct research.