It is well known that learner performance in mathematics in South Africa is poor. However, less is known about what learners actually do and the extent to which this changes as they move through secondary school mathematics. In this study a cohort of 250 learners was tracked from Grade 9 to Grade 11 to investigate changes in their performance on a diagnostic algebra test drawn from the well-known Concepts in Secondary Maths and Science (CSMS) tests. Although the CSMS tests were initially developed for Year 8 and Year 9 learners in the UK, a Rasch analysis on the Grade 11 results showed that the test performed adequately for older learners in SA. Error analysis revealed that learners make a wide variety of errors even on simple algebra items. Typical errors include conjoining, difficulties with negatives and brackets and a tendency to evaluate expressions rather than leaving them in the required open form. There is substantial evidence of curriculum impact in learners’ responses such as the inappropriate application of the addition law of exponents and the distributive law. Although such errors dissipate in the higher grades, this happens later than expected. While many learner responses do not appear to be sensible initially, interview data reveals that there is frequently an underlying logic related to mathematics that has been previously learned.
There is increasing acknowledgement that teachers’ knowledge for teaching mathematics is multifaceted and topic specific. Given the paucity of research on the teaching and learning of financial mathematics in general, little can be known about teachers’ knowledge for teaching compound interest. However, since financial mathematics is a component of the school curriculum in South Africa, and an important element of financial literacy more broadly, attention needs to be given to knowledge for teaching financial mathematics, and compound interest in particular. Drawing from a larger study in which the author taught a financial mathematics course to pre-service secondary mathematics teachers, a theoretical elaboration is provided of the underlying mathematics of compound interest, and connections with the world of banking. Based on findings from the study, two key student errors are identified: the over-generalisation of linear thinking in multiplicative scenarios, and the over-generalisation of reversible operations in percentage-change scenarios. Taken together, teachers’ knowledge of relevant mathematics, of the banking context and of learners’ conceptions will contribute to building a knowledge-base for teachers’ knowledge for teaching compound interest.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.