We present a recent development towards a unified description of quarkhadron matter in the QCD phase diagram that is based on a cluster decomposition of the generalized Beth-Uhlenbeck approach to quark matter, selfconsistently coupled to Polyakov-loop and mesonic background fields. The Mott dissociation of hadrons under extreme conditions of temperature and density is triggered by chiral symmetry restoration and confining aspects are modeled by the coupling to the background mean fields. First results for the QCD phase diagram with the capability to describe critical endpoints as well as crossover-all-over are presented and an excellent agreement with lattice QCD on the temperature axis is obtained.