The study examined level of savings among maize farmers in Doma Local Government Area of Nasarawa State, Nigeria. Multistage sampling procedure was used to select 80 respondents in the study area. Primary data were collected using well-structured  questionnaire. Data were analyzed using descriptive statistics and Multiple Linear Regression. The results show that half of the  respondents (50.0%) were within the age bracket of 21 - 40 years with a mean age of 42 years. Majority (83.8%) of the respondents were married. About 26.2% of the respondents had between 11 and 15 years of farming experience. More than half (56.2%) of the respondents belong to one cooperative association or another. Most of the respondents (81.2%) had access to extension contact with 46.3% of the respondents operating savings accounts with commercial banks. Household size (0.819**), farming experience (-0.589**), membership of association (-5.635**) and revenue from maize farming (0.00028**) were significant at 5% and constitute major determinants of savings in the study area. It is recommended that efforts should be made to increase earnings from maize farming through improved productivity by appropriate extension service. Also, savings with the financial institutions by the maize farmers should be encouraged through whittling down of administrative bottlenecks and, through extension of collateral-free credit facilities to them. Keywords: Savings, maize farmers, commercial banks

Background: Availability and prompt access to medications are crucial for effective healthcare delivery, but the quantity of pharmaceutical waste generated from unwanted/unused and expired medications is of great concern globally. Objectives: The present study aimed to investigate the medicines disposal knowledge, attitudes and practice of the residents of Maiduguri metropolis, northeastern Nigeria. Methods: This cross-sectional, population-based survey was done using a pre-validated questionnaire, during a one-month (November) period of 2018. Conveniently selected residents of the 22 units or wards of the metropolis completed the survey instrument. Statistical analysis was performed using Statistical Package for Social Science (SPSS) version 21. The relationship between variables and demographics of the study population was investigated using the chi-square test. P < 0.05 was considered statistically significant. Results: About 35.0% of the participants kept unused/unwanted medicines at home for future use/until expiration, followed by giving them to friends and relatives (30.2%). More than one-half (59.7%) of the study population got rid of expired medicine through household garbage, while a few (1.3%) gave them to friends/relatives and buried in the ground. There were relationships between participants' gender, age, marital status, educational status and unused/unwanted medicine disposal practices. Similarly, there were relationships between participants' gender, age, marital status and expired medicines disposal practices. Most (80.0%) of the study population knew the harmful impact of inappropriate discarding of expired and unused/unwanted medicines to public wellbeing and the environment. Conclusions: This study showed that the most common methods of disposal of unused/unwanted and expired medicine were keeping them for future use or until expiration, and throwing them in the household garbage respectively. The results have shown that a sizeable proportion of the participants were aware of the negative impact of improper disposal of medicines, although appropriate discarding behaviors were lacking, making it a priority for concerned authorities in our country to formulate and implement guidelines to protect public health and environment.