People in Indonesia, particularly members of Generation Z, frequently struggle to manage their financial situation both now and in the future. The problem is brought on by a lack of understanding of financial investments. The purpose of this study is to ascertain the financial standing of Generation Z. A questionnaire with 100 respondents was employed in this investigation. In this study, financial attitudes serve as the independent variable, financial management serves as the intervention variable, and financial satisfaction serves as the dependent variable. A Likert scale was utilized as the measurement in the quantitative research technique. In this work, structural equation modeling (SEM) and SmartPLS software were utilized to process the data. The financial attitude variable has a positive and significant impact on financial happiness that is mediated by financial management. We also offer some recommendations and future research directions related to this topic.

The Indonesian population, especially Generation Z, tend to have difficulties in managing their finances both now and in the future. This situation is caused by the lack of knowledge about financial investment. This study aims to determine the financial level of Generation Z. This study used a questionnaire with 100 respondents. The independent variable consists of financial attitudes, the intervention variable is financial management and the dependent variable in this study is financial satisfaction. The research method used is a quantitative method with a Likert scale as a measurement. The data analysis method used in this study is Structural Equation Modeling (SEM) and processed using SmartPLS. Based on the results of the hypothesis that the financial attitude variable on financial satisfaction mediated by financial management has a t statistic of 4.268 > 1.96, it means that the financial attitude variable has a positive and significant effect on financial satisfaction mediated by financial management.