A research survey is conducted in a large public electric utility in the State of Kerala, India. A safety survey with 3017 participants is the largest in that electrical utility. The objective of the research is to find out the relationships between personal factors and occupational accidents. Five personal factors and five safety climate factors were identified for the study. Analyzing the data revealed a significant correlation between these factors. Hence, it is clear that personal factors are playing a vital role in accident causation. So, this investigation helps to find out the major factors influencing occupational accidents like job stress, social support and self-esteem.