The geology and fresh ground water lens development in a typical Pacific atoll are described together with a method for hydrogeological investigation. The fresh water resources of such lenses are investigated using Tarawa as an example. It is shown that simple steady state solutions cannot be realistically applied, and that despite the paucity of hydrogeological data, which is considered typical of such islands, practical nonsteady state solutions allow resource assessments. The susceptability of lens resources to drought conditions is demonstrated.