To answer to global climate change, promote climate governance and map out a grand blueprint for sustainable development, carbon neutrality has become the target and vision of all countries. Green finance is a means to coordinate economic development and environmental governance. This paper mainly studies the trend of carbon emission reduction in China in the next 40 years under the influence of green finance development and how to develop and improve China’s green finance system to help China achieve the goal of “carbon neutrality by 2060”. The research process and conclusions are as follows: (1) Through correlation test and data analysis, it is concluded that the development of green finance is an important driving force to achieve carbon neutrality. (2) The grey prediction GM (1,1) model is used to forecast the data of carbon dioxide emissions, green credit balance, green bond issuance scale and green project investment in China from 2020 to 2060. The results show that they will all increase year by year in the next 40 years. (3) BP neural network model is used to further predict carbon dioxide emissions from 2020 to 2060. It is expected that China’s CO2 emissions will show an “inverted V” trend in the next 40 years, and China is expected to achieve a carbon peak in 2032 and be carbon neutral in 2063. Based on the results of the research above, this paper provides a supported path of implementing the realization of the carbon-neutral target of China from the perspective of developing and improving green financial system, aiming to provide references for China to realize the vision of carbon neutrality, providing policy suggestions for relevant departments, and provide ideas for other countries to accelerate the realization of carbon neutrality.

Green finance is an important tool to help China accelerate the process of environmental protection, but the level of coupling and coordinated development between it and environmental protection has not yet been explored. This study measures the coupling and coordinated level of the green finance–environmental protection system (GE system) in 30 Chinese provinces from 2011 to 2020 and uses the improved GM (1,1) model based on background value optimization to predict the future development trend of the coupling and coordinated level of the green finance–environmental protection system. The results show that: (1) the national average coupling and coordinated level of the green finance–environmental protection system has been in mild disharmony from 2011 to 2020 all the time, and only Guangdong Province and Zhejiang Province among them have reached the coordination level. (2) The coupling and coordinated level of the green finance–environmental protection system based on regional differences has a large gap, ranking in order: Eastern region > Central region > Western region > Northeast region, where the first-ranked Eastern region leads the rise, while the last-ranked Northeast region even shows a decreasing trend year by year. (3) The national average coupling and coordinated level will reach the coordination level in 2077, which fails to get ahead of the “2060 carbon neutrality” goal. Additionally, from the regional division, the Eastern region will be the first to reach the coordination level (2040), the Central region will reach the coordination level in 2043, the Western region is difficult to reach the coordination level, and the Northeast region shows the deterioration of coupling and coordinated degree, and the regional differences are still obvious. This study aims to reduce regional disparities, improve the coupling and coordinated development level of the green finance–environmental protection system nationwide, and implement the process of green development in China.