Purpose The purpose of this paper is to investigate how the use of the mobile money technology among students affects their spending behaviour. Design/methodology/approach The study reports interesting findings by using a random sample of 506 students from the University of Ghana and applying ordinary least squares regression technique. Findings The findings suggest that active use of mobile money services has significant influence on students spending behaviour. On a monthly basis, students who use mobile money spend on the average 20 Ghana Cedis more than their colleagues who do not use mobile money. Students who use both mobile money and ATMs jointly spend nearly 13 Ghana Cedis more than their counterparts who use either of them. Social implications The implication of this finding is that mobile money technology which provides easy access to money can increase spending behaviour of students and reduce the tendency of savings. The authors therefore conclude that although technological growth should not be curtailed given the numerous benefits technology accrues to society, its use must be controlled, in particular, when it comes to using it as a medium of exchange so as to minimize the negative influences (such as indiscriminate spending). Originality/value This paper studies the post-adoption behavioural responses of mobile money users particularly among students in Africa which is rare in the literature.
There are recent calls to pay attention to the institutional requirement or the configurations of the national business system because it eventually results in the different manifestation of corporate social responsibility (CSR) in different contexts. This has led to several contestations against the suitability of transferring developed countries' CSR frameworks and ideas to developing countries. Yet literature reviews about CSR in developing countries and in Africa, in particular, are limited. This paper, therefore, contributes to this gap by systematically reviewing and synthesizing 113 CSR's studies from Ghana between 2006 and 2018. Altogether, this paper structures CSR research in Ghana into salient themes to provide the current state of knowledge and help scholars scope the field and explore value‐adding avenues to further our understanding about CSR research in developing countries. Based on the findings, implication on theory, public policy, and practice are suggested.
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