The purpose of writing this article is to find out how the process and mechanism for resolving motor vehicle insurance claims at PT Asuransi Askrida Syariah Medan branch. The writing method used by the author is a literature review. The literature review method is a method used to describe a finding or theory as material for further research that is obtained and used as a reference material or basis for an activity in the preparation of a framework of thought. PT. Askrida Syariah Insurance Medan City Marketing Office has collaborated with the workshop which is the insurance partner's approval if the participant suffers damage caused by an event in the form of damage and or loss. The claim process also has a short filing time, which is about 5 (five) days after the event experienced by the participant so that claims can be processed immediately. The insured vehicle also has a minimum age of 5 (five) years from the date of issue of the vehicle. This is in accordance with company policy, if the claim document is not fulfilled immediately, the company has the right to postpone or reject the claim. Keywords: Claims, Insurance, Motor Vehicles

Accelerating economic growth is a necessary condition for improving people's quality of life. Accelerating economic growth requires maximizing the financial sector's contribution through providing financial services to the largest potential public and enterprises, such as UMKM. That is, as part of measures to improve public welfare, efforts should be undertaken to boost the financial sector's role in the economy. Any initiative aiming at removing all price and non-price barriers to people's access to financial services is referred to as financial inclusion. BMT is a simple and cost-effective way for a company to reach the bottom layer and for a microfinance institution to meet the demand for loanable money (loan). Keywoard : Economic Growth, Financial Inclusion, UMKM, Baitul Maal Wat Tamwil (BMT)Medan City

            SMEs are small and medium enterprises owned by individuals or individual business entities. Small and Medium Enterprises (SMEs) have an important role in supporting the national economy. Therefore, SMEs need to get attention from the government and academics. Various processed food products are produced by SMEs. Lontong is one of the staple food products that we often encounter and consume. Lontong is made from rice wrapped in plastic, banana leaves and boiled. The majority of Lontong business owners continue to produce their goods using firewood and improvised tools. As a result, the quality and production capacity remain low. However, on this occasion the researchers conducted research on the mini Lontong UKM located in the village of Pond, Kab. Deli Serdang Kec. Percut Sei Tuan here, researchers see the production process for making rice cake at Mrs. Risna's house. The manufacturing process is very modern because it uses modern cooking utensils, namely using a gas stove and the cooking process takes 6 hours faster. The mini size of the lontong and the cheap and economical price makes it attractive for the public to buy the product and the owner distributes it to markets and online media such as social media and other online media. Keywords : Lontong UKM, Productivity, Production Marketing