This study’s aim was to examine the influence of agricultural credit on Nigeria's economic growth for the period of 1981-2017. Data is sourced from Central Bank of Nigeria (CBN) statistical bulletin and world development indicator (WDI). The detailed objectives are to analyze the effect of the Agricultural credit guarantee scheme fund (ACGSF) and the deposit money bank credit to agric sector (DMBCA) on Nigeria's Economic Growth. Data was analyzed using the test for stationarity, Auto-Regressive Distributed Lag (ARDL). ARDL is adopted due to the mixed order of stationarity of the variables at levels and first difference. From the research results, it was established, in the long run, that DMBCA is significant and there exists a direct relationship, only in the short run, and the ACGSF is insignificant both the short and long run but has a direct relation in the short run and an inverse relationship in the long-run. Therefore, it is recommended, that the Federal Government should make coordinated attempts to ensure that farmers especially small-scale farmers have easy access to the financial aids and grants provided and the funds should be disbursed appropriately and adequately without any hitch.
The advent of Information and Communications Technology (ICT) in the new age has led to the digitalization of business processes including banking. For performance measurement among other usefulness, the dataset for these adopted electronic banking channels – Automated Teller Machines, Internet (Web) Transactions, Mobile Payments, Instant Payments, Electronic Fund Transfer, Point of Sales (POS), Automated Cheque Clearing and e-BillsPay was sourced. This dataset gives a trend analysis of e-payment performance of transactions both in value and volumes on each channel as consummated on the platform of Nigeria Inter-Bank Settlement System (NIBSS) in the last six years covering 2012–2017.
This study is aimed at evaluating agricultural financing, policies, programmes and initiatives for a sustainable development in Nigeria, from 1990Nigeria, from -2014
Central to any financial institution's success is working capital management because mismanagement (WCM) can lead to its demise. This research examines the management of working capital in deposit money banks (DMBs) in Nigeria. This study evaluated the impact of liquidity on banks' performance to analyze how their competitiveness influences capital adequacy and assessed the correlation between loans and advances and deposit money banks' profitability. The study utilized a regression analysis, in which panel data was used based on data retrieved from the banks' financial statements from 2010 to 2017. The findings showed that the primary reason banks hold highly liquid assets is to guard against a rise in demand or unforeseen circumstances. Another reason is to finance working capital operations based on the theory of liquid assets. Therefore, based on the findings it is recommended that direct policies are implemented to ensure that high-volume cash transactions are dramatically reduced.Contribution/Originality: This study contributes to the existing literature by investigating working capital management and the performance of deposit money banks with the use of a pooled regression for an extended period from 2010 through 2017.
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