Dalam menjalankan suatu usaha diperlukan keterampilan manajemen untuk mengatur segenap sumber daya yang dimiliki. Baik dari pengelolaan tenaga kerja, pemasaran, hingga operasional, semuanya tidak terlepas dari aspek keuangan. Untuk itu, sangat penting bagi pengelola perusahaan dalam hal ini manajer dan bagian terkait untuk memahami konsep manajemen keuangan dengan baik.Menjawab hal di atas, maka buku yang saat ini ada di tangan Anda hadir untuk membantu para pembacanya yang ingin memahami konseptual dasar ilmu manajemen keuangan dengan pembahasan yang mudah dan lugas.Adapun isi pembahasan dalam buku ini terdiri dari 13 bab yang saling terhubung, yaitu: Tinjauan Dasar Manajemen Keuangan; Nilai Waktu dari Uang; Konsep Laporan Keuangan; Arus Kas dan Perpajakan; Pasar dan Institusi Keuangan; Tingkat Bunga; Saham dan Valuasinya; Risiko dan Tingkat Pengembalian; Dasar-dasar Penganggaran Modal; Kebijakan Dividen; Struktur Modal dan Leverage; Manajemen Modal Kerja; Perencanaan dan Ramalan Keuangan.

This study aims to examine the effect of education level, business size, length of business, and the lead time of the company towards the use of accounting information on UMKM in Aikmel Sub-district of East Lombok. Therefore, this research variable consists of 4 (four) independent variables, namely education level (X1), business size (X2), business length (X3), and lead time of company (X4) and its dependent variable is the use of accounting information (Y). The population in this study is all UMKM located in District Aikmel East Lombok recorded in the Department of Cooperatives and UKM East Lombok regency. The sample was taken using simple random sampling that is random sampling. The data were obtained by spreading 55 questionnaires to 55 respondents in Aikmel sub-district of East Lombok which then given to the owner, manager or staff who have the highest rank on the UMKM which is sampled. The data were analyzed using multiple linear regression which was processed using SPSS softwere to know the influence of factors together or one by one against the use of accounting information. The results of this study indicate that the variable level of education, size of business, length of business, and lead time of the company have a significant effect on the use of accounting information partially or simultaneously.

This study aims to determine and evaluate the effect of ROA (Return on Assets), Third Party Funds (TPF) and Net Operating Margin (NOM) towards Musyarakah financing with Non-Performing Financing (NPF) as a moderator in Islamic banking in Indonesia 2020. This study used an quantitative approach and secondary data in the form of quarterly financial reports of all Islamic banks which listed on the OJK official website. Data was analyzed with multiple regression analysis. This study applied classical assumption test, including: normality test, heteroscedasticity test, multicollinearity test and autocorrelation test. The hypothesis was tested using the t-test and F-test. The moderating effect was tested using the Moderated Regression Analysis (MRA) with the Macro Process 3.1 syntax tool developed by Andrew F. Hayes. The results of this study showed several findings. First, ROA, TPF and NOM had a partial effect on musyarakah financing. Second, ROA, TPF and NOM simultaneously on musyarakah financing. Third, NPF was able to moderate the effect of ROA and NOM on musyarakah financing, however NPF did not moderate the influence of DPK on musyarakah financing.

This study attempted to examine the effect of perceived demand pressure, ease of service, reputation footprint, and perceived level of excellence on cost-plus financing and the influence of perceived demand pressure, ease of service, reputation footprint, and level of product advantages together against the financing. Thus, this quantitative research involved 371 customers who transacted cost-plus financing. The slovin formula was applied as sampling technique with a total sample of 79. Moreover, the analytical technique employed in this study was starting from the validity test, reliability test, classical assumption test, hypothesis testing with simple regression, and multiple regression with SPSS data processing. Therefore, the findings indicated that the perception of the need urgency for ease of service, the reputation trace, and the perception of the level of product excellence affected the cost-plus financing. Meanwhile, the ease of service and the level of product excellence perceptions impacted cost-plus financing. In contrast, the perception of demand and reputation footprint does not affect the financing.