This article analyses the drivers of the gender gap in financial inclusion in Cameroon, using Finscope 2017 data and Fairlie's decomposition method. We analyse six distinct financial inclusion variables captured by access to and use of financial inclusion products and services. The results of the decomposition show that there is a gap in all indicators of access to and use of financial products and services in favour of men. The results also show that the largest contributor to the gender gap in access to financial products and services is income, with a contribution of more than 50%. The largest contributor to the gender gap in the use of financial products and services is education, with an average contribution of more than 35%. Based on these results, policy-makers in Cameroon must work towards an equalization of access to education between men and women, in order to promote greater economic participation of women as well as more inclusive development.

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Purpose This study aims to analyse the impact of digital divide (DD) on income inequality in sub-Saharan Africa over the period 2004–2016. Design/methodology/approach In applying a finite mixture model (FMM) to a sample of 35 sub-Saharan African (SSA) countries, this study posits that DD affects income inequality differently. Findings The findings show that the effect of DD on income inequality varies across two distinct groups of countries, which differ according to their level of globalization. In addition, the study shows that most globalized countries are more inclined to be in the group where the effect of DD on income inequality is negative. The results are consistent with several robustness checks, including alternative measures of income inequality and additional control variables. Originality/value This study complements that extant literature by assessing linkages among the DD, globalization and income inequality in sub-Saharan African countries contingent on cross-country heterogeneity.

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