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The COVID-19 pandemic has changed the educational landscape of Malaysia. The government's drastic action to implement the Movement Control Order (MCO) has forced all institutions of higher learning (IsHL) and schools to temporarily shut down. Learning activities had to continue, so online classes have been set up. Academicians and students have to adapt to the new learning environment. In Universiti Teknologi MARA (UiTM), Online Distance Learning (ODL) was implemented. The drastic change has become a challenge specifically to students. After three months of implementing online learning, students gave positive and negative feedback on their new norms of learning. Hence, this study was conducted to investigate the difference between students' satisfaction and intention to the continuation of ODL based on gender perspective. Besides, this study also aims to assess the challenges faced by students in ODL. A survey was conducted, and SPSS 26.0 was used to analyze the data. The result found that there is no significant difference in satisfaction, and intention to continue usage of ODL among male and female students. This study also revealed that slow internet coverage was the biggest challenge among students in ODL. The finding of this study is expected to contribute to the academicians, policymakers and IsHL to take into account the problems faced by students when implementing the new method of teaching and learning.

Financially educated society tend to make better financial decisions. Nevertheless, individuals are seldom having a perfect financial knowledge. Behavioral economics admitted that individuals are not always rational and emotions can always affect decision making. Thus objectives of this paper are to investigate the financial problems among the students as well as their financial management practices. This is because the ability to manage personal finances has become increasingly important in both university and college in preparing their students with good financial management. Data for this study was collected through a self-administered questionnaire and distributed through purposive judgmental sampling method. A total of 369 questionnaires were completed and been analyzed using SPSS. The finding from the study shows that the financial problem occurs due to the inability of students to increase income. As a student, they need to spend more time for their study instead of finding a way to increase income. The students were found have good financial management practice because they are avoiding overspending of their money. The result contributes to the university and particularly the academia to know the students' financial management practice and financial problem to educate them in making a wise financial decision in future.