The company has orientation to gain profit in carrying out business activities. There are factors that affect the company's profitability, both internally and externally. Company management, must control their financial ratios and consider macroeconomic and environmental conditions because these factors can affect the company's profitability. The purpose of this study is to examine the effect of leverage, firm size and inflation on the profitability of Islamic Commercial Banks in 2012-2019. This type of research is quantitative research. The object of this research is the banking sector companies, namely Islamic Commercial Banks registered with the Financial Services Authority (OJK) in the period 2012 to 2019. The sampling technique used is purposive sampling technique. The method used for data analysis is panel data regression, which is a combination of cross section data and time series data using data from 10 Islamic Commercial Banks. The findings of this study indicate that the leverage that uses the DER indicator partially has a significant positive effect on the profitability of Islamic banking, which uses the ROA indicator. Furthermore, the size of the company that uses the indicator Ln Assets and Inflation does not have a significant partial effect on profitability at Islamic Commercial Banks, but has a simultaneous effect. The variables of leverage, firm size, and inflation simultaneously affect the profitability of Islamic Commercial Banks.

This research was conducted to measure the main influence of external debt, inflation and state income on the economic growth in Six (6) ASEAN countries using a quantitative approach. The population of this study includes 6 ASEAN countries for the periods of 2015-2019 using data from The World Bank. The method of analysis using Panel Data methods. Meanwhile, the model specification test is done by using the Random Effect Model as the suitability model. The results of this current study showed that inflation and GDP partially had a significant and negative effect on the economic growth of ASEAN countries, while the effect of external debt on economic growth is not significant. These findings are expected to make a positive contribution to the government in maintaining economic stability.Penelitian ini dilakukan untuk mengetahui pengaruh utang luar negeri, inflasi dan pendapatan negara terhadap pertumbuhan ekonomi di 6 (enam) negara ASEAN dengan menggunakan pendekatan kuantitatif. Populasi penelitian ini mencakup 6 negara ASEAN sepanjang periode2015-2019. Data diambil dari Bank Dunia. Metode analisis menggunakan Data Panel. Sedangkan pengujian spesifikasi model dilakukan dengan menggunakan Random Effect Model sebagai model kesesuaian. Temuan hasil penelitian menunjukkan bahwa inflasi dan GDP secara parsial berpengaruh negatif dan signifikan terhadap pertumbuhan ekonomi negara ASEAN, sedangkan utang luar negeri tidak memiliki pengaruh signifikan terhadap pertumbuhan ekonomi. Temuan ini diharapkan dapat memberikan kontribusi yang positif bagi pemerintah untuk menjaga kestabilan perekonomian.