The purpose of this study is to try to provide an overview of the efficiency of implementing fintech and digitalization that must be done by Islamic banking, one of which is at Bank Sumut Medan Sharia Branch Office. The method used in this study is a descriptive qualitative method. Data collection techniques by conducting a literature study approach (library research) and interviews. The results showed that the state of implementation and cooperation with fintech companies has not been running as has been done by conventional Sumut Banks. However, in the future Bank Sumut Syariah will realize the release or add some banking services with a digitalization system. With the hope of implementing fintech and the realization of more optimal digitization services at PT Bank Sumut, Medan Sharia Branch Office is expected to be able to provide progress and maximize market share in Islamic banking

Kurangnya pengalaman masyarakat dalam proses pembutan sabun cuci piring cair menyebabkan berukurangnya peluang bisnis di Dusun Bangun Sari, Kabupaten Labuhanbatu. Tujuan kegiatan pengabdian kepada masyarakat ini yaitu sebagai upaya pemberdayaan ibu-ibu rumah tangga yang notabene sebagian besar bekerja sebagai buruh kelapa sawit, dengan cara memberikan penyuluhan dan pelatihan secara langsung tentang proses pembuatan sabun cuci piring cair sehingga nantinya dapat membuka peluang wirausaha untuk meningkatkan pendapatan keluarga. Metode yang digunakan yaitu melalui sosialisasi, diskusi dan praktik atau demonstrasi.Hasil kegiatan menunjukkan bahwa masyarakat sudah mampu membuat sabun cuci piring cair sendiri atau secara mandiri sehingga peluang untuk membuka usaha semakin terbuka lebar.

Learning activities in the new normal era in schools are starting to re-run a different learning process from before which must create creative learning so that it can produce outstanding students. Discovery learning-based worksheets are intended to provide direct learning knowledge and meaningful learning process processes so that they are able to direct students to find learning concepts. The purpose of this research is to produce LKPD-oriented learning material discovery in the plant world which is declared feasible, practical, and effective in its use in the process of learning activities. The development model in this study is 4D which consists of 4 stages, namely define, design, development, and disseminate, research subjects for students of 1st class (X IPA 1) of Senior High School of SMA Negeri 2 Rantau Selatan. The research instruments are expert & media expert validation sheets on feasibility testing, practitioner validation sheets to determine practicality, as well as pretest and post-test sheets and student response sheets for effectiveness testing. The results of the study prove that the discovery learning-oriented worksheets developed are declared very feasible with a percentage of 85.5%, very practical with a percentage of 93.5%, and very effective with an increase in learning in the medium category which has been tested with n-gain with a score of 0, 5 and the student's response was very good with a percentage of 82.4%. The results of the study concluded that the discovery of learning-oriented student worksheets that were developed was very feasible, very practical, and very effective in their use in the learning process