AUTHORSIryna Tkachuk ARTICLE INFOIryna Tkachuk (2017). It has been elicited that the most numerous operations among all of the asset operations of the Ukrainian banks throughout the study period were credit operations, the volume of which, regardless of the decrease in 2013 and 2016, had a clear tendency for increase. It has been calculated that within the study period the share of loans to business entities was continuously increasing, while the share of loans to private individuals was continuously decreasing, which led to the significant change in the proportions between these two groups of loans. It has been substantiated that the whole banking system was implementing the regulatory standards of credit risk set by the National Bank of Ukraine throughout the whole study period, which signifies that the credit activity of the Ukrainian banks was being conducted in the regulatory framework set by the authorities.Investment operations of the Ukrainian banks in the period of 2011-2016 constituted the second largest group among all of the asset operations. It has been determined that their volume increased significantly within the study period and as a result their share in the general volume of asset operation of the Ukrainian banks increased as well, which signifies a certain diversification of asset operations of the Ukrainian banks.Keywords: banks, banking system of Ukraine, economic norms of banking in Ukraine, asset operations. JEL Classification: G21, G28.
Civil society organizations can play an important role in the process of solving the significant social and economic problems at both the local and national levels. However, their contribution depends significantly on the environment in which they are functioning and on the current state of organizing of their finances. The current state of organizing and functioning of civil society finances depends on the state regulation process in this sphere. It is important that the state regulatory activity is carried out on the certain methodology. This article is devoted to the study of the basics of it. The purpose of the paper is to reveal the methodological basis of state regulation of civil society finances. The paper provides a comprehensive study of the methodological basis of state regulation of civil society finances in accordance with the generalized scheme of methodology of any activity. The main characteristics of state activity in the field of civil society finance regulation (features of state regulatory activity in the field of civil society finance, its principles, conditions and norms), logical structure of state regulatory activity in civil society finance (subjects, object of state regulatory activity, its forms, methods, means, results and consequences), as well as its time structure (phases, stages, stages) are studied. On the basis of the carried out research the author's scheme of methodological bases of the state regulation of finances of the civil society is formed. Implementation of the state regulation of civil society finances in accordance with the elements of the proposed scheme is important, because it has a great impact on the results and consequences for the population, the state, business and business structures and for the civil society itself.
Introduction. The COVID-19 pandemic may have hit the education industry the hardest, but the socio-psychological effects of quarantine are still poorly understood. A group of scientists from the Ukrainian SMC of practical psychology and social work of the NAES of Ukraine has conducted a study of the socio-psychological problems that have arisen for teaching staff of general secondary education establishments in the context of the pandemic. Purpose. The research was carried out during the implementation of the scientific topic «Overcoming the consequences of the COVID-19 pandemic in the activities of the psychological service of the educational system» on the order of the National Research Fund of Ukraine. Design\approach\methodology. The study was conducted by interviewing educators through Google forms. Most of the questions contained a 10-step scale. In processing the data, all respondents’ answers were grouped into 5 categories: "yes", "more likely to", "more likely not", "no", "don’t know/it’s hard to say". The survey was attended by 3,209 teaching staff from general secondary education institutions from all regions of Ukraine, 45% from urban areas, 55% from rural areas; among which 92% were women and 8% were men. Results. Among the results, researchers highlighted the difficulties and fears of educators caused by the pandemic. The fears and complexities of the profession were distributed as follows. 1. The fear of getting infected (infecting family members) is common to 78.2% of the surveyed. 40.9% of the interviewed felt this fear to the greatest extent. However, 9.3% found those fears irrelevant. 2. Problems associated with the use of ICT in educational activities (lack of competence) — 53.2%. Among those, 22.2% have major difficulties and 31% have minor difficulties. Only 15.7% consider themselves fully competent. 3. 73% of educators noted difficulties in involving children in distance learning. This was the main problem for 12.8% of respondents. 4. «It is difficult to adhere to all anti-epidemic requirements in an educational institution to protect students» — 69.5% stated that this is one of the most significant problems of professional activity. 5. Emotional exhaustion, loss of emotional balance, excessive fatigue. 58.7% said that the problem was significant, of which almost 18% said it was very significant. 6. 51.1% of respondents indicated that they were unable to communicate with students' parents regarding monitoring the quality of their students' knowledge. Of these, 8.7% rated it with the highest score. 7. Health related difficulties (consequential of COVID-19). 31.2% of educators consider this problem to be relevant, while 8.9% rated it as very relevant. 30.4% of those interviewed denied the existence of such a problem. Conclusions Taking into account the results of the study, the most relevant areas in the work of the psychologists in the educational system are the following: ● prevention among educators and students of the COVID-bullying; ● working with negative emotional states of participants in the educational process and increasing their stress tolerance; ● providing socio-educational assistance to children and families in difficult life situations, and forming positive life prospects. Keywords. COVID-19 pandemic; pedagogues; social-psychological problems; fear of getting infected; emotional exhaustion
Introduction. The functioning of the civil society institutions is beneficial for the state, as it delegates part of its powers to them. Accordingly, it is important for the state that the activities of these institutions be effective and efficient, which significantly depends on the financial resources at their disposal. The state cannot influence the financial position of all civil society institutions, the financial literacy of their representatives, the activity of individuals and legal entities in their support, and so on. Therefore, in order to increase the level of financial capacity of civil society organizations, it should use those tools that are directly available to the state. However, in our opinion, one of such tools is public funding, which still needs to be completely reset and revised. The purpose of the article is to investigate the current state and features of the distribution of public funding between those non-governmental organizations that have the right to it, and to suggest ways to improve it. Results. The current state of the state funding of non-governmental organizations of Ukraine, which, in accordance with current legislation, are entitled to it, is studied. Indicators of general financing of public organizations of Ukraine from the State budget, as well as such indicators as the share of revenues from state funding in the general structure of revenues of non-governmental organizations of Ukraine and the share of expenditures to support non-governmental organizations in the State Budget of Ukraine are analyzed. The presence of elements of discrimination and subjectivity in the distribution of public funding in favor of non-governmental organizations of Ukraine was revealed. It is proposed to use the method of "money follows the client" to eliminate these shortcomings and improve the process of distribution of public funding between non-governmental organizations that have a legal right to it. The possibility of pilot introduction of the above-mentioned method for the distribution of state funding between non-governmental organizations of physical culture and sports and the legislative changes that need to be adopted for this purpose are substantiated. A mechanism for determining the amount of funding for a particular organization is proposed.
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