As educators in the field of risk management and insurance, we see knowledge of risk management and insurance as a core business function. However, some colleagues and students see insurance as cold-call sales or companies with a lot of money that continue to raise their prices. So we have to find ways to make our public aware of the usefulness of risk management and insurance in the business world and in private life and of the opportunities that having such knowledge presents to all business majors and business people. One method that is beginning to show dramatic improvements in at least our students' perceptions of the field and the major involves industry-sponsored game nights. While not an academic endeavor nor strictly risk management education, we believe the idea provides a useful tool for opening students' eyes to the need for knowledge of risk management and insurance and of the opportunities that are available in the insurance industry and its related fields. This article discusses the history of such an event at Appalachian State University, the current status of the North Carolina Surplus Lines Association (NCSLA) event, and the benefits of the event.Educators in the risk and insurance field constantly face public reactions that are less than favorable toward the insurance industry. As these educators try to increase the number of students in a small major, this reaction translates into reluctance of students to seek out knowledge about risk management and insurance. We also see colleagues in our department and our college who do not appreciate the value of our major. While we see knowledge of risk management and insurance as a key business core, our colleagues and our students often see insurance as cold-call sales or companies with a lot of money that
Prior research has suggested that attracting retirement communities to local areas results in job and wage growth. This article examines whether significant growth in local retirement-age populations has led to such job and wage growth. The results suggest that general retirement population growth does create job growth. However, the average wage growth results are mixed. Understanding these economic implications of attracting retirees is necessary for communities to determine how to manage the benefits yet control for the costs of increases in retirement populations.
This study considers the impact of two variables on the perception of students regarding various classroom behaviors concerning themselves, and then concerning their peers. The first variable is the self-reported level of religiosity of the students, and the second is the completion of a business ethics course. Two universities participated in the study: Temple University with 61 juniors and seniors and Columbus State University with 215 juniors and seniors out of a total of 332 mostly undergraduate, business students attending selected business classes. The findings are that students viewing themselves as more religious have higher critical standards for both themselves and their peers. Students who completed on ethics course, whether they considered themselves more religious or not, did not demonstrate a significantly higher level of ethical standards for either themselves or their peers.
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