In this paper, we build four-part cone models to explore the coupling effect of seven cone fiber couplers. Moreover, this is the first study of the coupling effect of four layers of biological couplers in animals and other biological lives. We simulate the four layers cone couplers by using the beam propagation method, and we assume the input beam is located at the outer fiber of the central cone. Our simulation results showed that there are two wavelength regions (short and long wavelength regions) with the strongest coupling, where the most power of input optical powers of the central cones will transfer to the six surrounding cones after transmitting through the four layers of cone couplers. However, within a wavelength region of ±75 nm near to the peak wavelengths, located in the yellow–green wavelength range, the splitting ratios at the output of the outer segment of the central cone are always greater than the sum of the splitting ratios of the six surrounding cones. These cone couplers may play an important role in color preprocessing (e.g., doing opponent color processing partially). The cone fiber coupler effect and light absorption of cones are considered separately in our models. By taking account of both the cone fiber coupling effect and absorption of outer segment of L cone, we find the multiplication of the relative optical power of cone couplers, the spectral sensitivity data of the L cone, and a normalized coefficient that matches with the photopic luminous efficiency of the human eye well. This is the attempt to use both the cone fiber coupling effect and the absorption of L cones to explain the photopic luminous efficiency. The splitting ratios of the central cones are greater than 80% at peak wavelengths located in the yellow-green wavelength range, and this can help to explain why the human eye is more sensitive to green light.