This paper examined the impact of liquidity, leverage, and total assets size of the bank on profitability. This study employed bank scope data of all 28 commercial banks operating in Nepal during the period of 2010/11 -2016/17. Altogether, the168 observations were used in the study. Three ordinary-least-squares models were applied to analyze the impact of liquidity, leverage, and the total size on the bank's profitability. The first regression model reveals that the higher loan to deposit ratio (low level of liquidity) was observed to have the negative effect on the bank's ROA, ROE, and NIM; however, ROE and NIM were statistically insignificant. The result of the second regression model shows that higher equity to assets ratio (lower leverage) positively affected two profitability measures, ROA and NIM, and was statistically significant-but was negatively related to ROE and statistically insignificant. The result of the final regression model reveals that the higher bank size appeared favorable to the Nepalese commercial banks and was found to have positive effects on all three profitability measures: ROA, ROE, and NIM. The results of the study could help bankers and policymakers to take an effective action in order to improve banks' profitability.
This study was designed to examine the difference in paddy production through irrigation and no irrigation, and to explore the problems faced by the farmers in the study area in Phalelung Rural Municipality, as well as their possible solutions. As for the method, this study used the descriptive tools (tables, percentage, means, and standard deviation) and inferential tools (t test and interval estimates (95% confidence interval) at the ∝ = .05 level. Kilograms were used as a unit of measuring the paddy produced by 50 households in both irrigated and no irrigated farmlands. Concerning the first objective, the study found statistically significant evidence in favor of the alternative hypothesis (H1), at the specified ∝ = .05 level, that population annual-mean-(paddy) production from the irrigated farmland (μ1) became larger than that from the nonirrigated farmland (μ0). Regarding the finding of second objective, on the problems and prospects of farmers, this study found as main problems the lack of irrigation, faulty irrigation management system, lack of technology, monsoon-based agriculture, and low productivity. According to the farmers in the study area, the possible solutions of the problems could be managing irrigation facilities, providing credit, and providing agro-training to farmers.
This article, Factors Affecting Investment Decision in Nepal, has focused on the macroeconomics factors (gross domestic product, interest rate, and government expenditure) affecting the investment decision during 1975/762017/18. Based on time-series dataata macro level, this study employed Engel Grangerco integration test, as well as error correction model, investigated the short-and long-run causal relationship between gross investment and the factors influencing the investment decision of the investors, and found a statistically significant relationship between gross investment and macroeconomic variables. Furthermore, the coefficient of error correction term (-0.90) implied around a 90percent conversion to the equilibrium, showing a steady, long-run relationship between regress and regressors.
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