The study of management modeling issues continues to be relevant for a number of reasons: the need to provide information certainty when making management decisions (risk management); visualization of management processes with the ability to compile and select optimal solutions; acceleration of the verification process of management algorithms. At the same time, active attention is paid, first of all, to technical, instrumental, and software aspects of modeling, automation and, ultimately, digitalization of management activities. Of course, such emphasis in research is justified due to the high level of technological complexity. However, the issues of description, formalization, and regulation of the modeled object deserve no less attention. Internal logic and the ability to formalize most products, processes, and systems are an objective prerequisite for creating their virtual model, which is not true of management activities. Thus, the aim of the research is to develop theoretical and practical aspects of management activities in the context of digital transformation. The key objectives of the study are: identification of typical stages of the control algorithm (e.g., the creation and launch of new product); and the formalization of the visualization model control processes by means of conditional algorithms; application and implementation of the tools of digitalization in an algorithmic chain. The following research methods are used: theoretical (analysis, modeling) and empirical (observation, evaluation of information sources). The main scientific result of the research are prototypes of digital duplicates of standard management processes. The field of application is the management of economic entities of various industry affiliations with the justification of information support for management decision – making in the conditions of digitalization.

The article is devoted to the practical aspects of personal finance management in the context of the transition to digital transformation of the economy. The need to pay attention to this aspect is due to both new opportunities for managing personal finances based on digitalization tools, and the risks of unauthorized access to them using cybernetic means. Summarizing the main sources of threats to personal finance in the context of digitalization is aimed at preventing fraudulent activities and ensuring the protection of financial information carriers. First of all, in a preventive manner, it is proposed to consider the basic problems of personal finance management from the position of accounting and planning of financial resources. The research results are aimed at increasing the financial literacy of the population, preventing encroachments and crimes in the field of personal finance, and, ultimately, at the maximum satisfaction of personal needs. Particular attention is paid to the rules of "personal financial hygiene", which imply organizational and technical measures to protect bank cards, mobile bank, deposits, cash, etc. You should also pay attention to the need to protect personal financial interests from the point of view of checking "financial contacts". An important role in the management of personal finances is played by knowledge of the norms of tax legislation in terms of deductions and benefits for taxes paid by individuals. In this regard, it is necessary to understand not only the legal aspects, but also the capabilities of the information system of relations between taxpayers and the state. It is also proposed to assess the risks of investments for individuals in the context of justifying the individual choice of an option when planning personal finances. All of these aspects are regarded as due diligence rules.

The article summarizes the experience of risk neutralization arising due to the power generation from the alternative sources solar, wind, hydraulic power engineering on the basis of ebbs and flows, the use of biomass power plants, etc. At the same time, the tool for blitz diagnostics of risks of the alternative power engineering is proposed in order to substantiate the economic feasibility of investments. The results of the risk assessment application of alternative power engineering reduce the level of information uncertainty relating to the transition to new energy sources or diversification of energy supply.

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