Merokok telah dikenal sebagai salah satu penyebab masalah kesehatan paru-paru, jantung, gastrointestinal, dan kesuburan. Efek asap rokok terhadap kesuburan dapat dilihat dari penurunan kualitas dan kuantitas spermatozoa. Konsumsi makanan yang mengandung vitamin C diketahui dapat menekan penurunan kuantitas dan kualitas spermatozoa perokok aktif. Tujuan penelitian ini adalah untuk mengetahui pengaruh pemberian jeruk nipis terhadap konsentrasi spermatozoa dan persentase motilitas spermatozoa abnormal Mus musculus. Pada penelitian ini dilakukan pemberian jeruk nipis sebagai sumber vitamin C pada mencit (Mus musculus) untuk menentukan pengaruh pemberian jeruk nipis terhadap konsentrasi dan motilitas spermatozoa mencit (Mus musculus) yang telah terpapar asap rokok. Hasil penelitian menunjukkan bahwa pemberian jeruk nipis sebanyak 1 mL/ 100 gram BB mencit dapat meningkatkan konsentrasi spermatozoa dan menurunkan persentase motilitas spermatozoa abnormal mencit setelah paparan asap rokok selama 10 menit.
Activities in people's lives during the COVID-19 pandemic have undergone many changes. One of the activities in the teaching and learning process. Different strategies in conducting learning assessments during the pandemic are urgently needed. This is because the conditions of students and teachers are different in carrying out the learning and teaching process. This study aims to (1) find out the learning assessment process carried out by Jubilee Middle School teachers during the pandemic, (2) find out what obstacles teachers experience in conducting learning assessments during the pandemic. This research is an exploratory descriptive study, which describes and reveals the implementation of learning assessments during the pandemic. The population in this study were teachers of Jubilee Junior High School, North Jakarta. Determination of the sample with a saturated sample, where all teachers at Jubilee Junior High School, North Jakarta were sampled, as many as 15 teachers. Data were collected using questionnaires and interviews. interviews were conducted with teachers of English, Chemistry, Sports and Mathematics. Based on the results of data analysis, it was found that during the pandemic, teachers paid more attention to student activities during the learning process. Student participation in discussions, student attendance, and student attitudes in responding to questions from the teacher in the classroom are the teacher's considerations in conducting affective learning assessments. As for cognitive assessments, the limited supervision of students when carrying out tasks makes the results obtained feel less accurate for the teacher. In addition, the reduced duration of each subject and the lack of opportunities for students to practice using equipment that meets the criteria are also obstacles faced by teachers during the pandemic.
This article aims to review the implementation of Fatwa No. 21 / DSN-MUI / X / 2001 concerning General Guidelines for Sharia Insurance in Insurance Institutions. Sharia life insurance is a type of life insurance whose application is based on the provisions of Islam. PT. Prudential Life Assurance is a sharia life insurance company. In carrying out its activities to develop customer funds, PT. Prudential Life Assurance invests. In practice, the investment and insurance percentage determination is carried out unilaterally by the agent. Determining the percentage of this investment will affect customers' cash value claims that do not match the illustration. More specifically, in this connection, the author will analyze two aspects. First, the analysis of Fatwa No.21 / DSN-MUI / X / 2001 regarding the General Guidelines for Islamic Insurance on the implementation of the investment system at PT. Prudential Life Assurance Ponorogo Branch? Second, the analysis of Fatwa No.21 / DSN-MUI / X / 2001 regarding the General Guidelines for Islamic Insurance on the payment of cash value claims for customers at PT. Prudential Life Assurance Ponorogo Branch? The author's type of research is field research using qualitative methods, while the data collection techniques used are interviews and documentation. The analysis used uses the deductive method, namely a discussion that begins with presenting arguments, theories or provisions that are general and then put forward a specific fact. From this research, it can be concluded that the implementation of the investment system at PT. Prudential Life Assurance at the Ponorogo branch is only limited to administration. Where the agent determines the percentage of insurance and investment unilaterally to get a hefty fee, this is not following the DSN fatwa No.21 / DSN-MUI / X / 2001, which reads "investment must be made under sharia." Meanwhile, regarding the payment of cash value claims from customers that do not match the illustration, it follows the DSN fatwa No.21 / DSN-MUI / X / 2001, which reads "different claims in the amount according to the premium paid."Artikel ini bertujuan untuk mengkaji implementasi Fatwa No. 21/DSN-MUI/X/2001 tentang Pedoman Umum Asuransi Syariah Pada Lembaga Perasuransian. Asuransi jiwa syariah adalah jenis asuransi jiwa yang penerapannya berdasarkan ketentuan Islam. PT. Prudential Life Assurance adalah perusahaan asuransi jiwa syariah. Dalam menjalankan kegiatannya untuk mengembangkan dana nasabah, PT. Prudential Life Assurance berinvestasi. Dalam praktiknya, penentuan persentase investasi dan asuransi dilakukan secara sepihak oleh agen. Penetapan persentase investasi ini akan mempengaruhi klaim nilai tunai nasabah yang tidak sesuai dengan ilustrasi. Lebih khusus lagi, dalam hubungan ini, penulis akan menganalisis dua aspek. Pertama, analisis Fatwa No.21/DSN-MUI/X/2001 tentang Pedoman Umum Asuransi Syariah Tentang Penerapan Sistem Investasi Pada PT. Prudential Life Assurance Cabang Ponorogo? Kedua, Analisis Fatwa No.21/DSN-MUI/X/2001 tentang Pedoman Umum Asuransi Syariah Tentang Pembayaran Klaim Nilai Tunai Bagi Nasabah Pada PT. Prudential Life Assurance Cabang Ponorogo? Jenis penelitian penulis adalah penelitian lapangan dengan menggunakan metode kualitatif, sedangkan teknik pengumpulan data yang digunakan adalah wawancara dan dokumentasi. Analisis yang digunakan menggunakan metode deduktif, yaitu pembahasan yang diawali dengan mengemukakan argumentasi, teori atau ketentuan yang bersifat umum kemudian dikemukakan suatu fakta yang spesifik. Dari penelitian ini dapat disimpulkan bahwa penerapan sistem investasi pada PT. Prudential Life Assurance di cabang Ponorogo hanya sebatas administrasi. Dimana agen menentukan persentase asuransi dan investasi secara sepihak untuk mendapatkan fee yang besar, hal ini tidak sesuai dengan fatwa DSN No.21/DSN-MUI/X/2001 yang berbunyi “investasi harus dilakukan secara syariah”. Sedangkan mengenai pembayaran klaim nilai tunai dari nasabah yang tidak sesuai dengan ilustrasi, mengikuti fatwa DSN No.21/DSN-MUI/X/2001 yang berbunyi “beda klaim besarnya sesuai dengan premi yang dibayarkan”.
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