The study investigated the effects of access to debt finance on the performance of SMEs in Tanzania. Data for the study was collected from SMEs which were being served by Private Agricultural Sector Support (PASS) to get credit facilities from formal financial institutions. The study collected data from 115 respondents, out of 152 respondents who were provided questionnaires. The collected data were analyzed quantitatively through Standard Multiple Regression to test the hypothesis that "There is a positive effect of access to debt finance on the performance of SMEs". The results indicate that access to debt finance influences the profitability of SMEs. Also, it was revealed further that the effects were greater for ROA compared to GPM and ROE. This implied that access to debt finance increases the profitability of SMEs relative to total assets. It is, therefore, concluded that access to debt finance is an important ingredient for SMEs' growth and performance.

Data were corrected from SMEs that received finance through the support of Private Agricultural Sector Support(PASS) a BDS provider. BDS support services that were investigated includes Training, Business linkages and Guarantees. The questions were put into likert scale from 1 to 5 where by 1 strongly disagree and 5 strongly agree. The multiple linear regression was applied to analyse data.

Data were corrected from SMEs that received finance through the support of Private Agricultural Sector Support(PASS) a BDS provider. BDS support services that were investigated includes Training, Business linkages and Guarantees. The questions were put into likert scale from 1 to 5 where by 1 strongly disagree and 5 strongly agree. The multiple linear regression was applied to analyse data.

This study sets out to investigate the Impact of Micro Finance on Poverty Reduction in Tanzania, using a case of Small Industries Development Organization (SIDO) in Ilala District. This organization disburses loans to small and medium enterprises throughout the Country. Data for study were collected from Ilala and Temeke district between January to July, 2017 and a sample of 90 respondents was involved. These were business entrepreneurs who had loans from SIDO and others had not taken loans. The finding of the study indicates that business growth needs more capital, training, lower interest rates and a reduction of different charges as well as conducive environment for business operations. Moreover, it was noted that SIDO loans was meant for poor people lacking tangible assets for security, but this rule was not adhered and the disbursed loan amount were too small to boost clients business. Therefore the study suggests that the organization should acquire more seed fund in order to increase its disbursement capacity and a change in programme's operation should take place for the benefits of the loan borrowers because a comparison of SIDO loan borrowers and non-borrowers indicated that there is no significance difference. This indicates that the loan did not help much and something was needed to supplement the loan. If changes would be made, SIDO loans would be a more effective tool in the effort to alleviate poverty.