The article shows the results of research of functioning and development of retail banking in

The article performs the results of research, functioning and development of target capitals of non-profit organizations. An overview of legislative base, declaring an order of formation of formation of target capitals, participators of this process and conditions of work of target capital is provided. Analysis of statistic data allows the authors to make a conclusion that dynamics of quantity of target capitals remains the same during the last three years, at that the main volume of them belongs to the educational sphere. In the world practice, endowment can be completed by charity in the form of non-movable assets, stocks, objects of art, etc. In Russia the resolving list of charities into target capital was widened just with adoption of Federal Law 'On introduction of changes in separate legislative acts of Russian Federation with regard of formation and using of target capital of non-profit organizations' of 21.11.2011 N 328-FZ. The article discussed the model of development of Russian target capitals (endowmnent-funds). Perspectives of their development and their problems are described. During the research it was suggested to divide the problems into two groups: absence of donors, ready to finance the strategic needs of non-profit sector, should be related to the first group, the second should include length of operation, which does not give an opportunity of solving the problem of receiver of financial funds in a short period of time. In the conclusion of the article, it is grounded that for the further development of target capitals in Russia it is necessary to introduce changes both in legislative normative documents and in work of non-profit organizations.

The article views the contradiction between necessity for agricultural reproduction of rational parameters for providing food

Recently, the sphere of tourism has been paid a lot of attention from state structures and private sector. It is obvious that the increase of competitiveness of existing tourist regions and formation of new ones require the use of cluster approach. Successful realization of this approach requires direct participation of the state. The article views the current state of the tourism sphere in the Russian Federation, studies the topicality of cluster approach and tools of state policy in this issue, and determines the problems in formation and development of tourist cluster.

Стратегические приоритеты развития внутреннего туризма -сбалансированное развитие субъектов Российской Федерации корпоративным бизнесом А.А. Ларионова, кандидат экономических наук, доцент кафедры «Экономическая безопасность, аудит и контроллинг», Российский государственный университет им. А.Н. Косыгина (Технологии. Дизайн. Искусство), г. Москва, Л.И. Черникова, доктор экономических наук, профессор Департамента корпоративных финансов и корпоративного управления, Финансовый университет при Правительстве Российской Федерации, г. Москва, Е.В. Федлюк, студентка магистратуры, Финансового университета при Правительстве Российской Федерации, г. Москва Актуальность темы исследования определяется необходимостью оценки внутреннего туризма на современном этапе для решения стратегической задачи сбалансированного развития субъектов Российской Федерации. В статье дана оценка динамики внутреннего туристского потока по таким параметрам как количество размещенных лиц в коллективных средствах размещения, количество реализованных туров, длительность поездок, динамика платных услуг в разрезе субъектов Российской Федерации. Проведенный анализ позволяет сделать вывод о неравномерности распределения внутреннего туристского потока, высокой степени его концентрации. Авторы подчеркивают, что в целях консолидации мер адресной поддержки отдельных регионов большое значение имеют вопросы оценки межрегиональных туристических потоков. Статья подготовлена по результатам исследований, выполненных за счет бюджетных средств по государственному заданию Финуниверситету 2019 г.Внутренний туризм, туристский поток, цель поездки, регионы.The relevance of the research is determined by the need to assess the domestic tourism at the present stage to solve the strategic problem of balanced development of the Russian Federation. The article assesses the dynamics of the domestic tourism flow by such parameters as the number of people placed in collective accommodation facilities, the number of tours sold, the duration of trips, the dynamics of paid services in the context of the regions of the Russian Federation. The analysis allows us to conclude about the nonuniform distribution of the domestic tourism flow, a high degree of its concentration. The authors emphasize that in order to consolidate measures of targeted support of individual regions, the issues of assessing interregional tourism flows in individual regions are of great importance.The article is prepared according to the results of studies carried out at the expense of budgetary funds on the government assignment of the Financial University under the Government of the Russian Federation of 2019.Domestic tourism, tourism flow, purpose of travel, regions.Рисунок 1 -Динамика числа въездных и выездных туристских поездок за 2010-2018 гг. тыс. Источник: составлено авторами по данным Росстата