Digitalization and technological advancement, referred to as the Fourth Industrial Revolution (Industry 4.0), results not only in technological innovation but also in the changes in society and public awareness. One such tendency is the demographic aging, which implicates two concerns: the instability of the public pension systems and the social awareness related with the risk of major reduction of benefits in contrast to the expectations and the need for the additional private pension security. The research has aimed to identify the opinions and attitudes of the students from Poland and Ukraine in respect to the broadly understood issues of the old age security, as well as to recognize the prospective differences in this field between the researched populations. The relevant research was conducted using the PAPI method in the years 2018–2019. Within the framework of the research, nine specific hypotheses were presented concerning the attitudes towards the selected aspects of the pension schemes and old-age security. The results were compiled in the form of the semantic differential, and the Mann-Whitney U test was utilized to verify the significance of the differences in the distribution of the answers given by the students. Those served as the basis for formulating the conclusions regarding similarities and differences in the opinions expressed by young people studied populations. AcknowledgmentThis project has been financed by the Ministry of Science and Higher Education within the “Regional Initiative of Excellence” Programme for 2019–2022. Project No. 021/RID/2018/19. Total project budget: PLN 11 897 131,40.

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The paper aims to identify respondents’ attitudes to and awareness of the retirement age and social protection, as well as their expectations with regard to educational activities in this area. The research was carried out in 2018, using an anonymous PAPI type interview on a non-random sample of economics students (N = 703 people) who were either full-time or part-time students. The detailed objectives of the analysis were related to the following issues: – elementary knowledge of social insurance (an open question), – attitudes towards future retirement, care for the elderly, and social solidarity (semantic differential technique combined with the Likert scale), – expectations and opinions regarding the attractiveness and importance of social insurance as a subject of education (techniques as above), – the desire to deepen knowledge in this area (a dichotomous question). The conducted research has shown that despite a lack of expressive attitudes towards social and pension insurance, respondents were interested in deepening their knowledge in this area. This implies the need to create teaching programmes that would broaden this knowledge and build a new insurance awareness based not on demanding attitudes but on the conviction that the retirement future is created independently of the existing system and institutions

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