Furos multifuncionais no âmbito da mitigação da seca e sua influência na assiduidade escolar das crianças e nas relações de género dos agregados familiares nos distritos de Chigubo e Mapai na província de Gaza em Moçambique Multifunctional boreholes in the scope of drought mitigation and its influence on children's school attendance and on the gender relations of households in the districts of Chigubo and Mapai in the province of Gaza in Mozambique Pozos multifuncionales en el ámbito de la mitigación de la sequía y su influencia en la asistencia escolar de los niños y en las relaciones de género de los hogares en los distritos de Chigubo y Mapai en

Os grupos de poupança e crédito têm sido vistos como uma opção para o financiamento das famílias com baixa renda, excluídas pelo sistema financeiro formal. O presente artigo visa avaliar o impacto sócio económico das actividades dos grupos de poupança e crédito na cadeia de valor da Mandioca no distrito de Inharrime, Província de Inhambane em Moçambique. Esta é uma pesquisa com abordagem simultaneamente qualitativa e quantitativa e para a obtenção dos dados foi aplicado um inquérito a cerca de 81 membros participantes em actividades de poupança e crédito envolvidos na cadeia de valor da Mandioca. Estes dados foram analisados usando o programa estatístico SPSS. Os resultados mostram que com a implantação dos grupos de poupança e crédito houve melhoria na qualidade de vida destas populações com destaque para os indicadores de alimentação, habitação, educação e saúde. Estes dados revelam um impacto positivo dos grupos de poupança e crédito, resultados estes conseguidos na sua maioria através da comercialização da Mandioca processada vulgarmente designada de farinha de tapioca.

Uma versão preliminar deste artigo foi apresentada no IX CIENAGRO Simpósio da Ciência do Agronegócio -"O agronegócio da biodiversidade", promovido pelo Centro de Estudos e Pesquisas em Agronegócios (Cepan/UFRGS) e realizado entre nos dias 7 e 8 de outubro de 2021, de forma virtual.

This article aims to assess the impact of access to formal financial systems on the emergence and growth of small and medium-sized companies in the city of Chibuto from 2016 to 2017. The city of Chibuto was selected because it is an easily accessible location and the consequent guarantee dynamics in the information collection process. The research is descriptive, with a mixed approach (qualitative-quantitative), using non-probabilistic methods, based on intentional sampling. Interviews were conducted with the Tax Authority of Chibuto, 2 commercial banks (Millenium BIM and BCI) and 47 small and medium-sized companies were surveyed. Regarding the services offered by traditional banking, most of the interviewed entrepreneurs revealed that they do not adhere to them due to factors related to the cost of capital (high interest rates) and the required requirements. The majority of small and medium enterprises, or about 72% of them, use their own capital to finance their businesses while 28% use alternative sources of financing such as credit unions, Micro-finance, district development fund (FDD) and other unspecified sources as an alternative to traditional banking.

The main objective of this work is to address the impacts of access to rural credit on the acquisition of improved agricultural production technologies by small and medium-sized farms in the provinces of Maputo, Gaza and Inhambane in southern Mozambique. The analysis was based on statistical data from the 2012-2014 statistical year book and the 2020 integrated agricultural survey of the Ministry of Agriculture and Food Security of Mozambique. In order to achieve this objective, the different data from the aforementioned instruments were compiled, organized and cross-referenced for the variables access to agricultural credit and different agricultural production technologies, namely pesticides, fertilizers and irrigation. From the results it was found that in the period 2012-2020 the levels of exclusion and access of small and medium rural producers remain steady, as since 2012 less than 10% of these producers had access to these services. By the way, access to improved agricultural technologies by these producers also remains insignificant. Thus, it is essential to increase public policies that encourage the financial sector in the allocation of rural credit to improve the levels of technological application in rural production in these 3 provinces.