Women’s empowerment is an important goal in achieving sustainable development worldwide. Offering access to microfinance services to women is one way to increase women’s empowerment. However, empirical evidence provides mixed results with respect to its effectiveness. We reviewed previous research on the impact of microfinance services on different aspects of women’s empowerment. We propose a Three-Dimensional Model of Women’s Empowerment to integrate previous findings and to gain a deeper understanding of women’s empowerment in the field of microfinance services. This model proposes that women’s empowerment can take place on three distinct dimensions: (1) the micro-level, referring to an individuals’ personal beliefs as well as actions, where personal empowerment can be observed (2) the meso-level, referring to beliefs as well as actions in relation to relevant others, where relational empowerment can be observed and (3) the macro-level, referring to outcomes in the broader, societal context where societal empowerment can be observed. Importantly, we propose that time and culture are important factors that influence women’s empowerment. We suggest that the time lag between an intervention and its evaluation may influence when empowerment effects on the different dimensions occur and that the type of intervention influences the sequence in which the three dimensions can be observed. We suggest that cultures may differ with respect to which components of empowerment are considered indicators of empowerment and how women’s position in society may influence the development of women’s empowerment. We propose that a Three-Dimensional Model of Women’s Empowerment should guide future programs in designing, implementing, and evaluating their interventions. As such our analysis offers two main practical implications. First, based on the model we suggest that future research should differentiate between the three dimensions of women’s empowerment to increase our understanding of women’s empowerment and to facilitate comparisons of results across studies and cultures. Second, we suggest that program designers should specify how an intervention should stimulate which dimension(s) of women’s empowerment. We hope that this model inspires longitudinal and cross-cultural research to examine the development of women’s empowerment on the personal, relational, and societal dimension.

Across the world the Gender and Entrepreneurship Together (GET Ahead) training originally developed by the International Labour Organization has been implemented to improve business outcomes and enhance women's empowerment. This randomized controlled trial is the first rigorous attempt to examine the impact of the GET Ahead training on women's empowerment. We focus on the impact of offering this training to female microfinance borrowers of TYM, the largest microfinance organization in North Vietnam. A major contribution of this study is that it focuses on different dimensions of women's empowerment: (1) personal empowerment, measured by control beliefs, and (2) relational empowerment, measured by relational friction and intra-household decision making power.This study also stands out in that we explicitly study whether involving husbands affects the impact of the training. We find that the GET Ahead training improves women's empowerment on all three aspects: increased control beliefs and intra-household decision making power (only on larger expenditures), and decreased relational friction. However, in general, we find no additional impacts of inviting husbands to the training. Finally, our results suggest that it takes some time before the training starts to improve women's empowerment. We observe no short-term but only mid-term effects from before the training to 12 months after the training.

No abstract

Offering women access to microcredit and business training is a prominent approach to stimulate women's empowerment. Whereas men seem to profit from business training, women do not. We adjusted a goal‐setting training session on the basis of women's needs in collaboration with a women organization in Sri Lanka. We invited female microfinance borrowers and their husbands to the training as both parties should be involved to change existing gender roles with respect to their income‐generating activity. We investigated the impact of the training on goal‐setting skills, self‐esteem, and the couples' interaction in a subsequent task. In two field experiments, female borrowers and their husbands (nstudy1 = 68; nstudy2 = 76) were randomly assigned to one of three conditions: (a) goal‐setting training and setting goals as couple, (b) goal‐setting training and setting goals individually, or (c) no training (control condition). Participation in the training increased women's SMART (specific, measurable, achievable, realistic, time bound) goal‐setting skills. We coded couples' interactions in a subsequent decision‐making task to assess signs of women's empowerment. Descriptively, we found some initial evidence of increased women's empowerment in the interaction (Study 2). We critically discuss results and how gendered power imbalances may need to be addressed to stimulate social change towards gender equity.

Research has mainly studied women’s empowerment assessing personal (e.g., self‐esteem) or relational (e.g., decision‐making) empowerment indicators. Women are not isolated individuals; they are embedded in social relationships. This is especially relevant in more collectivist societies. The current research provides a relational perspective on how husbands may hamper women’s empowerment by inflicting intimate partner violence (IPV) assessing women’s self‐reported experience. We tested the link between self‐esteem and experienced IPV on financial intra‐household decision‐making power among women entrepreneurs (N = 1,347) in Northern Vietnam, a collectivistic society undergoing economic development. We report two measurement points. As expected, self‐esteem (and not IPV) was positively related to more power in intra‐household decision‐making on small expenditures, which are traditionally taken by women. However, IPV (and not self‐esteem) was related to less decision‐making power on larger expenditures, traditionally a domain outside women’s power. We test and discuss the directionality of the effects and stress the importance of considering women’s close relationship when investigating signs of women’s empowerment.