The present study is conducted to analyze the potential of SMEs in the economy of Bangladesh. Data were collected from 100 SME units by using simple random technique. A structural questionnaire was developed to get the responses from different SME units in the country. For Bangladesh SMEs have assumed special significance for poverty reduction programmes and potential contribution to the overall industrial and economic growth. Some of the constraints related SME financing are identified and some pointers for the future are provided through the study.
Green Banking is any form of banking that benefits the environment. Green banking shifts banks from the 'profit, profit and profit motive to 'planet, people and profit' motive. Green banking is very important in mitigating the Credit Risk, Legal Risk, Security Risk and Reputation Risk in the banking sector. The study mainly aims to analyze the Green Banking practices among SCBs, SDBs, PCBs and FCBs in Bangladesh. The study is of analytical and theoretical in nature based on secondary data. The study finds that 47 banks have adopted the Green Banking policy, formed Green Banking Unit, allocated and utilized budget for green banking. But the allocation and utilization of budget of SCBs and SDBs are not satisfactory. Online banking and ATM facilities of SCBs and SDBs are very poor. It is also found that there is a sharp increase in giving loans to environmentally friendly projects by banks. Researcher found that some banks still do not and some banks are in the first phase in the policy guideline set by BB. The greatest reason for not adopt Green Banking perhaps is that it often require a large initial cost. As SCBs and SDBs are far behind to adopt online banking and ATM facilities, our government should provide enough fund and technical support to them. Bangladesh Bank should enforce SCBs, SDBs, PCBs and FCBS, that they should assess the sensitive issues like vulnerable groups; involuntary displacement etc while investing or funding the projects.
Social Business runs for the welfare of people rather to profit maximization. In the economic system of Bangladesh there are mainly two types of organization models. Companies of private sector sell products or services to make profit while non-profit organizations are financed by the government. When both the governments and private sector reach their limits, charity organizations fill up the deficiency. Nowadays, we have forgotten to involve the poor into the economy. And exactly that target group is full of potential but has never had a real opportunity. Only such opportunities can be provided to them through social business. The study is of analytical and theoretical in nature and based on secondary data. It encompasses the fact that success of social business sector in Bangladesh is noteworthy as Bangladesh is taking various successful steps to go ahead in poverty alleviation and environmental protection through new alternative arrangement named Social Business. The paper depicts that Social Businesses of Bangladesh is trying to contribute in environmental protection through poverty alleviation by its different extensive programs. Various new integrated model and new Social Business idea will support in this regard. The Social Business can easily overcome the impediments in environmental protection and poverty alleviation by implementing policy formulated in this study.
CSR still relies on voluntary disclosure. This paper undertook a pragmatic investigation into the corporate social responsibility (CSR) reporting practices of 60 companies listed in Chittagong Stock Exchange Limited in Bangladesh.. The study is based on secondary data from annual reports from CSE -A‖ category listed companies. The study found that companies in the Insurance and Pharmaceutical sectors' had a maximum 100% status in disclosing activities i.e. they disclosed at least one of the elements of CSR. The Textile & Clothing sectors' scores were the minimum (11.11%). The Banking sector was the second highest (92.30%) followed by Cement 66.66%. Though the Insurance companies' position was the highest, interestingly it only disclosed the -Human Resource‖ elements ignoring the other five elements. Another interesting finding was that energy related disclosures were ignored by all sectors except the Electrical & Energy sector. Therefore, companies, policy makers and government should emphasise that issue. Contribution/ Originality:The study investigated the process and intention of disclosure practices in CSR by top ranked companies listed on the CSE. The study found very positive attitudes regarding CSR disclosure where companies from Insurance and Pharmaceutical sector ranked first followed by Banking sector which may be a significant message for policy-makers.
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