Floods are a frequent disaster in Bangladesh, and farmers are the most at risk. Understanding how to improve the farmers’ flood adaption is important to reduce flood effects. Protection motivation theory (PMT) has been widely used to examine flood adaptation behavior, but there is still debate regarding the quantitative effect of PMT factors on flood adaption behavior, particularly in a geographically vulnerable context. This study integrates psychological aspects based on PMT to assess farmers’ flood adaptability. A cross-sectional survey was conducted to collect data from 359 farmers. We employed structural equation modeling to test a PMT model with mediation analysis. The results showed that farmers who perceive a higher flood risk and feel more fear of floods are more likely to implement flood adaptation measures. Similarly, farmers adopt more adaptive actions if they have higher self-efficacy and response efficacy. However, they are less likely to take adaptive actions if they are subject to maladaptation. Maladaptation plays a significant role as a mediating variable. These findings will act as recommendations for government agencies to design policy measures to strengthen flood risk management. The study supports the theory of protection motivation to understand farmers’ flood adaptation behavior. However, further study is required to enhance and generalize the existing model.

Community-based organizations (CBOs) are gaining popularity in Bangladesh as a tool for relaying flood risk information and adaptation strategies. However, to our knowledge, no attempts have been made to determine the impact of CBOs on farmers’ adoption of flood adaptation strategies. Therefore, in this paper, we identify the determinants that influence farmers’ decisions to participate in CBOs and how this participation impacts farmers’ adoption of flood adaptation strategies. A multistage sampling procedure was employed to select 359 farmers for the study. An endogenous switching regression model was applied to control for possible selection bias due to unobserved factors, while propensity score matching (PSM) and inverse probability-weighted regression adjustment (IPWRA) were employed to test for the robustness of the results. The results reveal a positive selection bias, indicating that farmers with above-average flood adaptation strategies are more willing to participate in CBOs. Farmers’ flood experience, having children under 10 years, distance to the village center, and access to information mainly determine the participation in CBOs. It is also found that CBO participation significantly increases farmers’ adoption of flood adaptation strategies. ESR results show that farmers who participated in CBOs have 3.76 higher average flood adaptation strategies compared to CBO non-participation, and this finding is also consistent with PSM and IPWRA results. Therefore, policy intervention aimed at further strengthening and institutionalizing CBOs is necessary for successful flood adaptation.

Floods are the most frequent and devastating disasters in Bangladesh. The riverine islands, known as char-lands, are particularly vulnerable to flooding. As flooding poses a significant threat to the lives and livelihoods of residents, especially farmers, it is crucial to understand how they perceive flood risk and assess their adaptation strategies in this geographically susceptible context. However, the existing literature has not adequately addressed these issues. Therefore, this study aims to analyze the factors influencing farmers' perceived flood risk and their assessments of flood adaptation. In a survey of 359 farmers in Bangladesh's char-land region, located in the Chowhali sub-district of Sirajganj district, we used the protection motivation theory (PMT) to measure farmers' perceived flood risk and adaptation assessments. Multiple regression analysis was employed to identify factors influencing them. Farmers prioritized the risk to livelihoods (production and income) over psychological aspects (health and diseases). Larger farms, more flood experience, and greater risk awareness are associated with higher overall flood risk perception; and better flood adaptation, indicating higher self-efficacy, response efficacy, and response cost among farmers. Farmers perceived lower flood risk in exchange for greater house distance from the river and more trust in government actions. Hence, strengthening campaigns and programs is crucial to understanding flood risk in char-lands for improved adaptation to floods. The study highlights the application of PMT to assess farmers' perceptions of flood risk and their attitudes towards adaptation, suggesting further research opportunities.