Penelitian ini bertujuan untuk mengetahui efektifitas penggunaan beberapa jenis filter alami zeolit, arang dan sabut kelapa dalam menetralisir pH dan Amoniak untuk memperbaiki kualitas air pada wadah pemeliharaan ikan mas dan pengaruhnya terhadap pertumbuhan dan sintasan serta mengetahui media filter mana yang terbaik untuk pertumbuhan ikan mas. Penelitian ini dilaksanakan pada bulan November - Desember 2015 yang bertempat di Laboratorium Hatchery dan Teknologi Budidaya Program Studi Budidaya Perairan Fakultas Pertanian, Universitas Malikussaleh, rancangan penelitian ini menggunakan rancangan acak lengkap (RAL) dengan 5 perlakuan 3 ulangan, dimana A: kontrol (tanpa filter), B: filter zeolit, C: filter arang, D: filter sabut kelapa dan E: kombinasi. Hasil penelitian menunjukkan Zeolit, Arang, Sabut kelapa dan Kombinasi dapat memperbaiki kualitas air untuk menetralisir pH dan amoniak. Pertumbuhan dan konversi pakan terbaik ditemukan pada perlakuan E (kombinasi) sedangkan untuk tingkat kelangsungan hidup terbaik ditemukan pada perlakuan D (sabut kelapa).This study aimed to determine the effectiveness of the use of several types of natural zeolite filter, charcoal and coconut fiber in neutralizing the pH and ammonia to improve the quality of water in the goldfish maintenance container and the effect on growth and survival rate and determine the best filter media for the growth of gold fish. This study was conducted on November to December 2015 at Laboratory of Aquaculture Hatchery and Technology Studies Program Aquaculture Faculty of Agriculture, University of Malikussaleh. The research design uses a completely randomized design (CRD) with 5 treatments 3 replications, that is A: control (without filter), B: zeolite filter, C: charcoal filters, D: coconut fiber filter and E: combination. The results showed zeolite, charcoal, coconut fiber and combination can improve water quality neutralize pH and ammonia. The best growth and feed conversion ratio are found in treatment E (combination) while for the best survival rate is found in treatment D (coconut fiber).

<p class="Normal1">Purpose - This paper aims to develop the concept of prudential banking based on sharia principles to minimize non-performing financing in Indonesia.</p><p class="Normal1"> </p><p class="Normal1">Methode - This desk research was based on many relevant studies advanced in the literature.  The review was particularly focus on  Sharia Banking Law, Indonesian Banking Regulations, and Financial Services Authority Regulations. A secondary data published by the Indonesian Central Bank on Sharia Banking Statistics for 2014-2018 was used to  sharpen the analysis. In addition, many previous studies on Sharia Banking conducted in other countries (e.g.  Malaysia, Pakistan and other European countries) were discussed in order to widen the importance of Sharia banking in those countries.</p><p class="Normal1"> </p><p>Findings - The findings of this study include as follows. First, the development of the concept of Islamic prudential banking in the operations of Islamic banks need  to give attention towards business risk and the certainty of the implementation of Islamic principles. Second, the operational of Islamic banks need to consider the important of  sharia human resources, sharia product, sharia process (marketing, management, and standard operational procedure (SOP)) as well.</p><p class="Normal1"> </p><p class="Normal1">Research limitation- This research limitation article requires follow-up to explore the potential of applying Islamic prudential banking in depth to Islamic banks in Indonesia and apply it to every operational standard procedure from banks.</p><p class="Normal1"> </p><p class="Normal1">Practical implications – The Practical implication is that Islamic prudential banking should be implemented in accordance with the Islamic concept in its operations so that it is truly able to minimize non performing financing. This study can also be used for policy instruments to improve Islamic Prudential Banking in Indonesia which is not yet available. Also, it can be implemented by other stakeholders of Islamic Banking .</p><p class="Normal1"> </p><p class="Normal1">Social implication- The social implication of this study  to increase work motivation and raises honesty in work, in accordance with the objectives of Islamic banks.</p><p class="Normal1"> </p><p class="Normal1">Originality/Value - The originality of this study is due to the facts that studies on Islamic Prudential Banking have little examination. For this reason, this review study can be used as the important input to develop  Islamic prudential banking and to be implemented by the banking and the regulators</p><p class="Normal1"> </p>

<p>This research applies a meta-synthesis of research articles on financial and maqasid sharia performance from three dimensions: Good Corporate Governance (GCG), Sharia Supervisory Board (SSB), and Corporate Social Responsibility (CSR). The meta-synthesis was carried out on 50 articles from Scopus-indexed international (Q4-Q1) and Sinta-accredited national (S5-S1) journals published between 2000 and 2020. The meta-synthesis is used as a qualitative systematic review method, which has not been used in similar studies. The results show an inconsistent influence of exogenous variables (GCG, SSB, and CSR) on endogenous variables (financial performance and maqasid sharia performance). The inconsistency is likely due to differences in various and incomprehensive uses of variables and measurement indicators. The optimal implementation of GCG, SSB, and CSR  can affect financial performance.</p>

Islamic banking has philanthropy values presented in zakat and other virtue funds as it aims at enhancing economic growth and prosperity. These philanthropy instruments are one of the differences between Islamic banks and conventional banks. However, the role of zakat and other funds in enhancing people’s welfare needs to be analyzed since the market share of Islamic banks is still growing slowly. This paper is intended to analyze the influence of zakat and the other virtue funds towards the realization of social welfare. In specific, this paper also intends to find a strategy for strengthening welfare through the role of philanthropy of Islamic banks. This study utilizes a quantitative approach that is analyzed using the Spearman correlation test. The results of the paper are: first, zakat has no significant correlation on welfare; second, other virtue funds have a significant correlation with welfare. The strategy proposed is to empower zakat collection agencies funds and establish channeling that link to Islamic banks so that the productive zakat allocation can be managed by Islamic bank customers.==============================================================================================Filantropi Perbankan Syariah: Suatu Strategi dalam Penguatan Pertumbuhan Ekonomi dan Kesejahteraan.  Bank syariah memiliki nilai filantropi dalam zakat dan dana kebajikan lainnya dimana instrumen tersebut bertujuan untuk meningkatkan pertumbuhan ekonomi dan kemakmuran masyarakat. Instrumen ini merupakan salah satu yang membedakan antara bank konvensional dengan bank syariah. Akan tetapi, sejauhmana peran zakat dan instrumen filantropi dalam meningkatkan kesejahteraan masyarakat masih harus dianalisis lebih lanjut mengingat pertumbuhan market share dari bank syariah masih sangat rendah. Paper ini bertujuan untuk menganalisis pengaruh zakat dan dana kebajikan lainnya terhadap terwujudnya kesejahteraan masyarakat. Paper ini sekaligus bermaksud menemukan suatu strategi dalam penguatan kesejahteraan melalui peran sosial finance bank syariah. Paper ini ditulis dengan pendekatan kuantitatif yang dianalisis dengan spearman correlation test. Hasil kajian menunjukkan bahwa: pertama, zakat memiliki korelasi yang tidak signifikan terhadap kesejahteraan; kedua, dana kebajikan memiliki korelasi yang signifikan terhadap kesejahteraan. Adapun strategi penguatan yang perlu dilakukan adalah meningkatkan alokasi dana zakat kepada lembaga amil zakat dan membangun chaneling dengan bank syariah agar alokasi zakat produktif dapat dikelola oleh nasabah bank syariah.

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