Now days, retailer always make a new marketing strategy to keep their customers needs, so the customer will be satisfied with their product. Customers ’ perception for product value usually involving the effect of perceived quality, perceived sacrifice and perceived risk and perceived quality. The objectives of this research was to know whether perceived quality, perceived sacrifice and perceived risk has an effect on customer perception of product value for electronic product. The data were collected from 98 respondents. These respondents has bought electronic product in the previous year. The hypothesized relationship was tested using multiple regression analysis. The analysis showed that country of origin, store name, brand name and price has a positive effect to quality, but price doesn’t have a positive effect to perceived sacrifice and also performance risk and perceived risk has a positive effect to financial risk. Another analysis showed that perceived quality doesn’t have a negative effect to performance risk and also performance risk and financial doesn't have a negative effect to perceived value.

The school level's learning conditions in general and especially at SMP Negeri 1 Pammana are still coloured by the emphasis on the aspect of knowledge, and there is still little that refers to the involvement of students in the learning process itself. As a result, students get the learning result score is still below the average of 60.00. This research is a Classroom Action Research, which includes four stages of implementation, namely: planning, action/implementation, observation/evaluation, and reflection. This study consisted of two variables, namely: first, the free variable type card sort cooperative learning. Second, the dependent variable is the quality of knowledge of grade VIII students of SMP Negeri 1 Pammana. The results showed that the learning quality of Islamic religious education for VIII B grade students at SMP Negeri I Pammana in the 2007/2008 academic year had increased through the application of card sort type cooperative learning. Namely, the increase in student activity in the learning process, indicated by student learning outcomes with an average value of 60.70 in the first cycle, increased to 70.70 in the second cycle.