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This study aims to analyze degree of awareness of ICT and perceived outcome of SMEs to be involved in digital collaboration networks. Digital Collaborative Networks can be assumed as a digital highway to accelerate economic growth in certain industrial sector. In this network, stakeholders can be formed in a unity to be voluntary sharing their business resources. Moreover, this community network is based on the spirit of cooperation and collaboration to build the economic strength of the nation. This study is thrilling because it has been argued that most of SMEs run their own business individually, experienced with raw material shortages, lack of business resources, innovation and business knowledge, lack of access to markets, and lack of capital access. The population in this study is all SMEs who involved in the supply chain of Batik industry in Indonesia. A number of 429 SMEs had participated in this study. Data were collected from questionnaire and in-depth interview. The analysis result shown that SMEs perceives high benefit or outcome when they collaborate virtually, however, government and other stakeholders have to provide several supports to establish this community network.

This paper examines the issue of fraud and discusses two ways to minimize frauds in Indonesian Islamic banks; they are compliance to sharia principles in muamalah and profit distribution management by Islamic bank managers to fulfill their obligation to their customers. By observing eight Islamic banks from 2013 to 2017, a total of 40 data were collected from the banks' websites, and they were analyzed using Sobel test. The results show that sharia compliance and profit distribution management are able to minimize frauds, and profit distribution management mediate the influence of sharia compliance on fraud.

Abstract-Collaboration is believed as an effort to balance between competition and sharing which will take many benefits to create a strategic advantage between collaborating parties. With the growth of the Internet and ICT, the conducting of collaboration through WWW platform will transcend the barriers of time and horizon. It will also expand the spectrum of collaboration. Member selection is an important decision to be made when creating a virtual collaboration team. A project manager should consider social dimensional factors early in the member creation process. This social dimension variable is critical to the effectiveness of the performance of the collaboration. This paper analyzes two social variables which are trust and self-regulation tactic as basic requirements in member recruitment of a virtual collaboration. Trust is widely argued as a predictor of collaboration performance because of the lack of face-to-face meetings. As trust in a virtual collaboration needs to be established quickly, interest in the task as individual feelings and perceptions of the value or relevance of the task are arguably key factors. A high degree of task interest will lead to motivation and self-regulation which is important when collaborating independently and virtually, and to create a sustainability.

Access to capital is one of the biggest obstacles for Small Medium Enterprises (SMEs) in Indonesia because SMEs do not have adequate collateral, high-interest costs, and complicated procedures. In this digital era, one form of financing is Peer to Peer Lending, where financial technology (fintech) corporation mediates between investors and SMEs that need capital. This form is more comfortable, faster, and cheaper so that it can be the solution for SMEs to access capital without tangible collateral. However, with information asymmetric, fintech has high potential risks for investors, fintech corporations, and other stakeholders. The research method is reviewing articles related to fintech and SMEs, then determining the research gap, and its limitations. The results showed that integrated fintech between investors, fintech corporation, and SMEs, asymmetric information can be eliminated, more transparent, fairer, and no party is harmed. The integration will also encourage SMEs to develop their businesses better. Thus, asymmetric information can be eliminated, more transparent, fairer, risks can be reduced, and no party is harmed. The integration will also encourage SMEs to develop their businesses better.