This study aims to determine the effect of work quality of life and work motivation on employee job satisfaction at Buleleng District Hospital. This study uses a quantitative approach with questionnaire data collection techniques. The number of samples in this study were 56 respondents. The analytical technique used in this study uses multiple linear regression analysis with the help of the SPSS program. The results showed that the quality of work of life and work motivation had an effect on job satisfaction in Buleleng District Hospital which was supported by the results of hypothesis testing with the T-Test test, it was found that t-count > t-table so that the hypothesis was accepted

The purpose of this study is to determine the assessment of capital structure and working capital management at the Mukti Singaraja Savings and Loan Cooperative. The data collection techniques used in this study used documentation techniques, namely financial statement data from 2014-2019. The data analysis technique used in this research is descriptive technique by calculating financial ratios first which is followed up with the analysis. The results of this study explain that the working capital turnover ratio has been very productive from year to year because the ratio is always above 100%. The cash turnover ratio is very efficient because the value of this ratio is above 100% even though the dominant cash turnover ratio value has decreased. The management of accounts receivable ratio which is assessed from the turnover of accounts receivable is very efficient because the value of accounts receivable turnover is always above the standard even though the dominant accounts receivable turnover ratio has decreased. The results of this study explain that the capital structure ratio based on assessment standards (Regulation of the Minister of Cooperatives and SMEs of the Republic of Indonesia No. 06 / Per / M.KUKM / V / 2006) is classified as bad. It can be seen that the DAR ratio value from year to year is always above the standard (> 80%), but it is always followed by an increase in the achievement of SHU. The assessment of the DER ratio is not good because the value of the DER ratio is always above the standard (> 200%) but this condition is always followed by an increase in the achievement of SHU

Penelitian ini bertujuan menguji pengaruh jenis kelamin, IPK serta semester terhadap literasi keuangan mahasiswa Jurusan Manajemen Sekolah Tinggi Ilmu Ekonomi Satya Dharma Singaraja. Penelitian ini merupakan jenis penelitian kuantitatif menggunakan metode analisis regresi linier berganda. Penentuan sampel didasarkan pada teknik proporationate stratified random sampling dengan jumlah sebanyak 86 sampel. Instrumen pengumpulan data yaitu berupa kuesioner. Hasil penelitian ini adalah: (1) Jenis kelamin berpengaruh positif dan signifikan terhadap literasi keuangan mahasiswa. (2) IPK berpengaruh positif dan signifikan terhadap literasi keuangan mahasiswa. (3) Semester berpengaruh positif dan signifikan terhadap literasi keuangan mahasiswa.

Perilaku ekonomi tidak pernah putus ditambah dengan badai Pandemi Covid-19 yang membuat seluruh sektor mengalami penurunan salah satunya bagi usaha mikro, kecil dan menengah atau yang disingkat dengan UMKM. Bali dikenal dengan salah satu penyumbang devisa terbesar negara di sektor pariwisatanya. Bahkan dikenal diberbagai belahan penjuru dunia. Hal ini menyebabkan kondisi bali mengalami keterpurukan akibat pandemi covid-19 berbarengan dengan kebijakan-kebijakan pemerintah salah satunya adalah menutup jalur akses bagi masyarakat pariwisata. Kondisi ini ditambah dengan istilah baru yaitu era disruption. Era Distruption adalah ketika segala aktivitas yang awalnya dilakukan di dunia nyata, bergeser ke dunia maya. Inilah yang menjadikan era disrupsi dianggap sebagai hambatan dari beberapa orang yang kurang bisa beradaptasi dengan kemajuan tekhnologi. Maka dari itu pelatihan ini diperlukan sebagai strategi penguat pada usaha mikro. Tujuan dari pelatihan ini adalah bagaimana UMKM mampu memahami pemanfaatan tekhonologi berbasis laporan keuangan dan e-marketing sebagai strategi penguat usaha. Metode yang digunakan adalah tekhnik observasi lapangan, wawancara dan pengajaran berbasis face to face. Pelaksanaan yang diberikan adalah dengan memberikan pelatihan teknik laporan keuangan berbasis digital serta penerapan aplikasi sosial media. Hasilnya adalah UMKM mampu memahami pemanfaatan berbasis digital dan pada pemanfaatan laporan keuangan belum diterapkan secara maksimal.Kata Kunci : Pandemi Covid-19, UMKM, Era Distruption, Laporan Keuangan, dan E-Marketing

This study aims to analyze the effectiveness of the management of Non-Performing Loans (NPLs) in the Pedawa Traditional Village LPD through the Non Performing Loan (NPL) ratio, Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Earning Asset Quality (KAP) and Cost. Operational Operating Income (BOPO), the sample used in this study is financial reports for 36 months. The research was conducted using quantitative analysis methods. The results of this study explain that the Capital Adequacy Ratio (CAR) has a significant negative effect on Non-Performing Loans (NPL), and Loan to Deposit Ratio (LDR), Earning Asset Quality (KAP), and Operational Income Operational Costs (BOPO) have a significant effect. positive for Non Performing Loans (NPL)