<p align="justify">В статье рассматриваются методические подходы к получению количественных оценок влияния факторов качества инвестиционного климата на реализацию потенциала регионального рынка облигаций и возможности его роста в разрезе федеральных округов РФ. Описывается построение математической модели динамики облигационного рынка, включающей параметры влияния факторов инвестиционного климата на реализацию инвестиционного потенциала регионов. Приводятся количественные оценки параметров влияния инвестиционного климата, полученные на основе региональных рейтингов ведущих российских аналитических экспертных агентств. Представлены оценки динамики облигационного рынка в региональном разрезе на основе проведенных модельных расчетов. Сделаны выводы о возможности роста объемов облигационного рынка в РФ, а также о необходимых для этого мерах. </font>

The article discusses the essence and types of crowdfunding, the views of various scientists on the interpretation of the term "crowdfunding", on the synthesis of which the authors proposed their own definition of the term, also gives a general description of the crowdfunding market in Russia, which allowed the authors to form criteria for conducting a comparative analysis of the functioning of the largest national crowdfunding platforms Planeta.ru and Boomstarter. These criteria are the basis for creating the author's methodology for assessing the potential of crowd platforms, since these signs will reveal the strengths and weaknesses of the platform. The development of a new approach to assess the potential of a crowdfunding platform creates the necessary conditions for the subsequent development of the crowdfunding industry in the national economy, improves the economic effect of using certain types of crowdfunding, and also improves economic relations between entities in general, attracting new users.

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The article presents the results of the author's research in the field of formation and management of the bank's liabilities. The concepts of bank liabilities and passive operations were formulated by author. The main principles and factors influencing the management of passive operations of banks were identified, which made it possible to identify the need for regular analysis of the bank's activities in the field of formation and management of liabilities. As part of the analysis of existing approaches and methods for assessing the bank's liabilities, the key requirements that an effective methodology should meet were formulated. The author of the research has formed a general methodology that allows for the most qualitative analysis of the bank's resource base. Based on this methodology, an analysis of the liabilities of Alfa-Bank JSC was carried out, which made it possible to identify problematic issues in this area and form recommendations for their elimination.

The article substantiates the author's methodological approach to assessing the potential of crowdfunding platforms, taking into account the use of primary criteria for choosing a crowdfunding platform by the issuer and secondary criteria for the issuer's entry into the crowdfunding platform (requirements for the issuer and the passport of the business project). the methodological approach is presented in the form of a structural algorithm, the components of which are justified in the text of the article.