The paper studies rural policies in two Finnish regions, and whether the policy benefits would accumulate to the rural or urban areas. Rural-urban social accounting matrices were built and used as a base data for the SAM multiplier analysis. The output multiplier values demonstrate the important role of agriculture and food industry in both of the study regions. In the urban areas, however, services and construction were among the industries with the highest income generating potential. Whilst urban and rural industries had almost an equal potential for stimulating the whole economies, the results indicate that urban activities spill over welfare to the surrounding rural areas and thus can back up the development of the whole regions. Due to their different economic structures, South Ostrobothnia responded stronger to the agricultural policies while North Karelia was more responsive to the infrastructure and tourism policies.Tiivistelmä: Artikkelissa tutkitaan maaseutupolitiikkojen vaikutuksia ja niiden hyötyjen jakautumista maaseutu-ja kaupunkialueiden kesken kahdessa Suomen maakunnassa. Tutkimusmenetelminä ovat sosiaalisen tilinpidon matriisit ja SAMkerroinanalyysit. Maatalous ja elintarviketeollisuus olivat edelleen tärkeitä näille maakunnille. Kaupunkialueilla palvelut ja rakentaminen kuitenkin loivat eniten taloudellista toimeliaisuutta kytkentöjensä kautta. Vaikka maaseudun ja kaupunkien toimialat olivat alueellisen aktiivisuuden luojina lähes tasaväkisiä, kaupunkien toimialat levittivät enemmän hyötyjä myös maaseutualueille ja tukivat siten koko maakuntien kehitystä. Erilaisista talouden rakenteista johtuen Etelä-Pohjanmaa reagoi voimakkaammin maatalouspolitiikkoihin, kun taas infrastruktuuri-ja turismipolitiikat olivat suhteellisesti tärkeämpiä Pohjois-Karjalalle.

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This paper studies whether tourism policies enhance regional development, and how such effects are distributed by the rural‐urban sphere in two structurally different rural regions in Finland. The overall GDP and employment effects were positive in both examined regions whether the main beneficiary was a rural or urban area. The tourism policies generated comparatively uniform gains in the diversified economic region in which the natural environment was the main tourist attraction. However, in the region where the food cluster was at the core of the economy, the gains were smaller and tended to accumulate in the urban area.

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