Purpose: This study aims to determine the effect of KSSPS Financing, Product and Technology Innovation as Determinants of Growth of MSMEs in Pekalongan City. This study uses descriptive analysis, with a quantitative approach.Design/Method/Approach : The data collection method used in this study was a closed questionnaire. The data was processed by multiple regression analysis with SPSS tools. Prior to data analysis, the instrument was tested with validity and reliability tests. The analysis prerequisite test was also carried out to fulfill the requirements for the regression model data analysis with normality test, linearity test, multicollinearity test and heteroscedasticity test.Findings: The results of this study indicate that there are only 2 independent variables that have a positive and partially significant effect on the dependent variable, namely the product innovation variable with a value of tcount 3.783 > ttable 1.665 with a significance value of 0.000 <0.05 and technology variable with tcount 4.734 > ttable 1.665. with a significance value of 0.000 <0.05. While the KSPPS financing variable partially has no effect on the growth of MSMEs because tcount -0.000 < ttable 1.665 with a significance value of 0.996 > 0.05. However, simultaneously all independent variables affect the dependent variable with a value of fcount 19.001 > ftable 2.72 and a significance value of 0.000 <0.05.Originality/Values: The main contribution of this research concern on find out the benefits of KSPPS Financing to effectively improve the welfare of MSME’s in Pekalongan City.

This study aims to determine the preparation of Financial Report based on SAK-ETAP and constraints on the preparation of Batik Ar-Radhah SMEs in Pekalongan City. This research method uses a qualitative approach. This study uses primary data on the SMEs Batik Ar Radhah Pekalongan City. Data collection techniques using triangulation techniques, namely participant observation, interviews, and documentation. The sample in this study was selected based on a purposive sampling collection technique. Data analytic technique with data reduction, data display, and conclusions. The results of the study are the financial statement components in SMEs Batik Ar-Radhah Pekalongan City are slightly different when compared to the financial statement format with SAK ETAP chassis. The financial format according to Batik Ar-Radhah Pekalongan CitySMEs is current assets, trade receivables and other receivables, trade payables, short-term liabilities, and equity. In SAK ETAP regulates the existence of current assets: cash and cash equivalents, inventories; non-current assets, short-term liabilities, and long-term liabilities and equity. Constraints faced due to the lack of human resources in the field of financial accounting and financial report socialization based on SAK-ETAP by the Pekalongan City Government through training. So the suggestion from the author, it is better if human resources must be supported by its quality. For example: providing scholarships for employees of S1 Accounting / S1 Management education; employees are involved in training activities from Disperindagkop and other institutions.

<p>This study aims to find out (1) the procedure of distributing productive <em>infaq</em> to empower the SMEs’ economy and (2) the effectiveness of productive <em>infaq</em>-based economy empowerment for SMEs growth by BAZNAS through Sharia Financial Institutions in Pekalongan. This research applies a qualitative method using a phenomenology approach, where BAZNAS serves as the primary data. During data collection, this research uses triangulation: observation, interviews, and documentation. Additionally, the sample was selected based on a purposive sampling technique. This study finds out that productive <em>infaq</em> is allocated by sharia financial institutions. Also, the distribution of ZIS (alms and <em>infaq</em>) through the non-profit institutions does not apply profit sharing between BAZNAS and the institutions because it is under <em>qardul hasan</em>. BAZNAS utilizes the productive <em>infaq</em> to increase the capital for business people. If the business has achieved its targets and objectives, the program can be found to be effective. <em>Infaq</em> of Sharia Financial Institutions in 2017-2018 reached 160 million IDR that has been distributed to the SMEs. As a result, the distribution can be considered very effective and may need improvement to get economic growth in Pekalongan.<em></em></p>

This empirical research was needed to find out the effect of the Earning Per Share,Underwriter Repuation, Inflation, and the exchange rate (Rupiah to US Dollar) onunderpricing of the stock at the time of initial public offering in Syariah Stock List inthe periode time of 2017-2019. The data analysis technique was a multiple linierregression. The result of this reserch showed that simultaneous Earning Per Share,Underwriter Repuation, Inflation, and the exchange rate have a significant effect onstock underpricing. Partially, Earning Per Share has a significant negative effect tounderpricing, Underwriter Reputation doesn’t have a significant negatife effect tounderpricing, Inflation doesn’t have a significant positive effect to underpricing, andThe Exchange Rate has a significant positive effect to underpricing.