After the 2008 financial crisis, research on topics related to debt literacy gradually intensified. However, there were only 251 articles that looked at debt literacy between 1985 to 2020. Scholars' interest in identifying the cause of the Lehman Brothers collapse has skyrocketed since it happened. The biggest contributing factor is allegedly a lack of financial knowledge. The dimensions relating to debt literacy can be solved and mapped using this bibliometric methodology. Using Vos-viewer software and publish or perish can assist determine it. The Ministry of Foreign Affairs Publication Background Notes Series has nine publications, and the International Journal of Consumer Studies has eight. These two publications account for the majority of all publications. Cwynar, Gathergood, and Lusardi are three researchers who are involved in and concerned about the subject of debt literacy. With 97 publications, the United States is the largest publishing nation overall. Gender, adulthood, household finances, financial management, financial knowledge, financial aptitude, and excessive debt are all relevant topics for future research in the area of debt literacy.

This research studies the role of human capital investment through the mechanism of improving education and health services in efforts to alleviate poverty and increase economic independence with dignity in the form of improving the performance of Indonesia's human resources which is reflected in Indonesia's economic growth. This study uses secondary data from world banks and processed regression using the moving average autoregression method. We find that investment in education and investment in health is positively related to economic growth. And, poverty is negatively related to economic growth. This indicates that human capital investment in Indonesia is able to promote economic growth and alleviate poverty in Indonesia.

Tujuan penelitian ini adalah menganalisis bagaimana microfoundation dari dynamic managerial capabilities berpengaruh pada organizational performance, dalam konteks ini adalah pengambilan keputusan penyaluran pembiayaan di bank syariah. Dynamic Capability merupakan sebuah konsep yang memiliki pandangan bahwa perusahaan atau organisasi harus mampu mendorong dan mengubah sumber daya internal dan eksternal untuk memiliki value guna menyesuaikan atau adaptasi dengan perubahan lingkungan perusahaan yang begitu cepat. Microfoundation untuk memahami bagaimana faktor-faktor tingkat individu mempengaruhi organisasi, bagaimana interaksi individu mengarah pada hasil dan kinerja. Sampel dalam penelitian ini adalah pimpinan bank umum syariah di Jawa Timur yang berjumlah 345 orang. Data hasil quesioner yang dinalisis dengan structural equation modelling (SEM) menggunakan software STATA 15. Temuan dalam penelitian ini adalah bahwa cognition management, human capital management dan relationship network bagian dari microfoundation. Ketiga varibel ini dengan dimediasi oleh dynamic managerial capability sangat mempengaruhi organizational performance. Variabel tersebut yang paling dominan berpengaruh langsung pada organizational performance khususnya dalam pengambilan keputusan persetujuan pembiayaan dari pimpinan unit kerja perbankan syariah di Jawa Timur adalah relationsip network.