This study aimed at evaluating the fermentative performance of Saccharomyces cerevisiae isolated from palm wine on honey slurry and dates palm fruit juice blend for wine production. The yeast was isolated from palm wine on saboraud dextrose agar (SDA) using pour plate technique and was identified using microscopic and standard biochemical techniques. Physicochemical parameters were determined during 21 days fermentation using standard procedures. The proximate composition of the blend before fermentation and the produced wine was evaluated. The microbiological and sensory evaluations of the produced wine was investigated. The yeast strain was identified as Saccharomyces cerevisiae. The fermentation recorded total viable yeast count from 2.5x106 to 13.0 x 106 CFU/mL. The physicochemical parameters revealed that during the fermentation, the pH values ranged from 4.3 to 5.4, percentage titratable acidity (TTA) ranged from 5.2 to 9.4. The temperature of the fermentation ranged from 24 to 29°C and the specific gravity values decreased steadily from 1.100 to1.010. Proximate composition of the date fruit revealed low protein content between 1.00 and 1.05, but high moisture content (82.43%). The produced wine contained reasonable amount of total carbohydrate A (19.59%), B (25.28%), C (22.7%) and D (21.88%). There were variations on other proximate compositions observed. The produced wine was not contaminated with bacteria and fungi. Sensory evaluation of the wine revealed acceptable aroma/flavor and taste. This study indicates that Saccharomyces cerevisiae strain from the palm wine have good fermentative performance which suggested that it could be used for fruit wine production and other industrial applications preceded by further experiments.
The growing upsurge of fraud and forgery circumstances in the banking sector in modern times incited this study. This problem is considered important given the role of banking sector in the economic growth and development. This paper reviewed the current scenario on financial fraud detection and prevention in Nigerian deposit money banks. The main aim is to examine the connections between acts of violence, responses, and the roles of deposit money management in Nigerian banks. The study made use of previous works that were drawn from recent journal articles on related concepts such as textbooks, and earlier academic investigations relevant to the topic. Literatures pertaining to the specific topics were reviewed using the content analysis technique. The study's conclusion is that crime has a detrimental impact on DMBs in Nigeria and that it is important to handle fees, checks, account openings, and securities carefully to prevent fraud against financial institutions, especially DMBs in Nigeria. The conclusion will be supported by a review of relevant literature and empirical review. However, it was concluded that control measures have considerably boosted the deposit money institutions' financial performance in Nigeria. The inclusion of fraud control measures has never been deceptive in Nigeria. It is suggested that there should be a strong connection between all stakeholders in fraud management and Deposit Money Banks in relations to fraud detection and control. Direction for future research was also covered.
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