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Objective: Education is the system of instruction designed to provide individuals with the tools they need to take part in day-to-day activities. It rejects ignorance and instils moral values in individuals. The functioning of the education sector is dependent upon the availability of different resources, most notably financial resources. Education funding comes from a variety of sources, including government spending, fees, educational loans by nationalized banks, cooperative societies, and others. Among these, educational loans have been identified as an alternative method of financing education. This study attempts to examine the Arivu loan Scheme's education loans for religious minorities. ABCD analysis was performed to determine its advantages, benefits, constraints, and disadvantages. Methodology: This study made use of secondary sources in order to have comprehensive evidence-based research on educational loan under the Arivu scheme. The semi-systematic review is carried out using various government publications and articles from newspapers, Google Scholar, Srinivas publications, Research Gate, SSRN, and other sources. Findings: A thorough examination revealed that in India religious minorities face challenges in the areas of social status, economic expansion, and higher education opportunities. Students from religious minority communities can pursue professional courses through the Arivu loan Scheme. This scheme benefited a large number of religious minority students and also found that Pupils are adversely affected because the government has ceased releasing funds for Arivu loan scheme during the Covid-19 pandemic. Practical Implications: This research will inform students about the state government-sponsored Arivu Educational Loan under KMDC, which helps students from religious minorities pursue higher education. It will also assist government officials in learning more about the funds allotted by the government and the total number of students in Dakshina Kannada who benefited from the Arivu educational loan scheme, which improves minorities' educational standing. Originality/ value: As a secondary data-driven study, it may provide an overall perspective on Arivu Educational Loans under KMDC. This Arivu loan will improve the status of the religious minority community, but the concept of the Arivu education loan by KMDC can also be better understood by conducting a primary survey, which serves as the study's limitation. Paper type: Case study

Purpose: Education is the important device for overall growth of any nation. India is multilingual and multi religious country, people of different communities and religions are living together. It is the duty of Indian Government to provide and safeguard the educational rights of the minorities. Minorities in India are not equal with others. The end result of education in some religion and communities are not same. Government came up with various educational schemes to support education of religious minorities. The main motto of this study is to analyze the central government schemes which supports education upliftment of minorities. Methodology: This study was made out of secondary resources and required data was gathered from various Sachar, Post Sachar, Ministry of Minority Affairs report, Google Scholar, Web of sciences publications, journals, books, websites and financial report of state and central Government of India. Findings/Results: The Government of India initiated with various educational schemes to minority education. The budget allocated for various educational schemes showed upward trend and number of beneficiaries of various educational schemes are in high. Practical Implication: This paper will help students learn about the many government-sponsored educational programs in India that support the education of students from religious minorities. It will also help government officials learn more about the amount of funding allotted by the government and the total number of people who would benefit from the numerous programmes that improve minorities' educational standing. Paper Type: Case study.

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