Банківський сектор відіграє вирішальну роль у механізмі функціонування економіки. З огляду на це, поширення явищ легалізації кримінальних доходів та залучення банків до таких ризиками відмивання грошей з огляду на появу нових високоризикованих фінансових інструментів. The banking sector plays a crucial role in the mechanism of functioning of the economy. Against this background, the spread of criminal proceeds and the involvement of banks in such operations pose a threat to the financial security of the state. Given the current economic situation in Ukraine, it should be noted a significant level of risk of using banks for money laundering purposes. The methodology for conducting transactions on the legalization of criminal proceeds with the use of banks has been systematized by analyzing data on banking sector activity and the volume of suspicious transactions published by financial sector regulators. Effective implementation the systems of control and comprehensive assessment of risks associated with the laundering of criminal proceeds by banks will allow banking institutions to apply the necessary methods of protection and verification in a timely manner both in the process of customer identification (verification) and financial transactions monitoring during the whole period of business relations. A formalized scheme for identifying probable risks will allow attention to be focused on those clients whose risk level is rated as high in the context of money laundering. Nowadays the antimoney laundering system in Ukraine is preferably focused on the detection of suspicious financial transactions, while at the same time the level of criminal liability of their beneficiaries and confiscation of criminal funds remains relatively low. The extent to which banks are involved in criminal revenue legalization operations is highly dependent on the level of the economy affection by shadow and criminal money flows. Prospective directions for further research deal with the identification of ways to reduce the volume of shadow economic activity, which will help to reduce the risk of using banks in various money laundering schemes. At the same time, given the emergence of new high-risk financial instruments, the issue of improving banking procedures for managing money laundering risks is also relevant.