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Because of the exponential growth of Internet of Things (IoT), several services are being developed. These services can be accessed through smart gadgets by the user at any place, every time and anywhere. This makes security and privacy central to IoT environments. In this paper, we propose a lightweight, robust, and multi-factor remote user authentication and key agreement scheme for IoT environments. Using this protocol, any authorized user can access and gather real-time sensor data from the IoT nodes. Before gaining access to any IoT node, the user must first get authenticated by the gateway node as well as the IoT node. The proposed protocol is based on XOR and hash operations, and includes: (i) a 3-factor authentication (ie, password, biometrics, and smart device); (ii) mutual authentication; (iii) shared session key; and (iv) key freshness. It satisfies desirable security attributes and maintains acceptable efficiency in terms of the computational overheads for resource constrained IoT environment. Further, the informal and formal security analysis using AVISPA proves security strength of the protocol and its robustness against all possible security threats. Simulation results also prove that the scheme is secure against attacks.

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