Group decision models that contemplate the particularities of the decision-making process help organizations pursue their strategic objectives. In the financial market, the primary interest of organizations consists in ensuring financial returns, which guarantee stability for the organization. This study identifies major problems in the current process of credit granting in the financial market and argues the need for automatizing the organizational decision process while respecting the autonomy of decision-makers. To this end, this study proposes a group decision model based on the Strategic Choice Approach (SCA) for granting credit in a financial market organization. The results show that the adoption of the proposed model offers considerable gains in terms of organizational goals, transparency of the decision-making process, security for decision-makers, and reduction of organizational conflicts.
O agronegócio é considerado um dos setores mais dinâmicos do país, este é um setor rentável e em constante crescimento, porém é necessário avaliar a sustentabilidade desse crescimento ao longo do tempo, pensando nos impactos ambientais decorrentes do agronegócio. O presente artigo tem por objetivo a busca do melhor entendimento de como a temática dos impactos ambientais relacionados ao agronegócio brasileiro tem sido tratada nas pesquisas científicas nacionais nos últimos 10 anos. O estudo foi realizado através da busca da produção cientifica apresentada por meio do Portal Periódico CAPES, filtrando artigos publicados entre os anos de 2007 a 2016. Neste contexto verificaram-se revistas, ano de publicação, título, classificação do periódico segundo o critério Qualis Capes, número de autores do artigo, tipo de pesquisa e tipo de abordagem metodológica. A metodologia utilizada foi à pesquisa de estudo bibliométrico, apresentando uma abordagem qualitativa e quantitativa. Os principais resultados encontrados foram que de fato o número de artigos encontrados sobre tal temática foi modesto em relação a importância que o agronegócio tem no nosso país. Sendo assim o estudo em questão evidencia uma maior importância para os impactos ambientais causados pelo agronegócio.
Organizations adopt specific decision-making models that do not consider the intrinsic strategic aspects of the process, such as culture, target audience, decision-makers, organizational environment, and strategic goals. This article aims to present a group decision model that links the structuring of the problem to strategic organizational goals to work with the uncertainties of the process, helping decision-makers search for information and direct decision-making, allowing actors a broad and systemic vision linked to organizational goals. This model was developed for application in credit analysis and granting in financial organizations. The study is proven by the possibility of applying organizational strategy to the decision process using a problem-structuring model and the multi-criteria decision model. The model ensures that the paths reflect the corporate reality, and the vision regarding decision problems adopted serves the process, classifying the decision into answers representing the decision-maker's perception following the strategic aspects.
Considering the environment of risks and influences inherent in the decision-making process for credit-granting operations, it has become a matter of survival for financial organizations to seek to improve how they engage in effective decision-making to ensure that their returns on invested capital will meet the expectations established at the beginning of the process. A credit-granting sorting model for financial organizations is proposed. The model aggregates the perspectives of different decision-makers to support an organization in the process of credit analysis and, consequently, to improve its operationality. The decision-making model is based on the ELECTRE TRI-B multicriteria method. It sorts credit-granting proposals into three classes, namely credit approved, technical analysis, and credit rejected. The group decision emerges from the decision rules of the organization’s executive board. This new proposed approach to dealing with credit-granting results in the systematization of credit analysis, reduction of doubt among decision-makers, avoidance of the emergence of informal groups, reduction of conflicts within a financial organization, and external interferences.
Para que as pessoas desempenhem tarefas com alta qualidade, as organizações precisam se preocupar com a qualidade de vida de seus funcionários quer seja nos aspectos biológicos, psicológicos ou sociais. O objetivo da pesquisa foi estudar a qualidade de vida dos empregados do comércio na região do Vale do Ivinhema, MS. Bibliograficamente foram apresentados estudos sobre qualidade de Vida no Trabalho e o enfoque Biopsicossocial. Metodologicamente, essa pesquisa foi classificada como qualitativo quanto aos métodos de análise, descritivo quanto aos objetivos e como levantamento de dados em relação aos procedimentos técnicos. Foi possível identificar e analisar as condições dos profissionais que ficaram abalados fisicamente, mentalmente, psicologicamente, devido as frustações, ansiedade, medo, trauma, entre outros sintomas causados pela pandemia.
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