Анотація. У статті досліджено тенденції розвитку суднобудівних підприємств за час становлення України як самостійної морської держави. Виявлено негативні аспекти як політичного, так і економічного впливу на створення ефективних умов діяльності галузі. Наведено міжнародний досвід пошуку шляхів впливу на розбудову суднобудування в умовах глобалізації. Досліджено динаміку коливань обсягів виробництва, фінансових результатів та умов створення законодавчого та нормативного впровадження економічних важелів у діяльність галузі. Розглянуто фінансово-кредитні відносини підприємств галузі з банківською системою, інвестиційними компаніями, державними структурами, визначено негативні аспекти. Сформульовано рекомендації щодо застосування інструментарію послідовного стратегічного розвитку підприємств суднобудування. Ключові слова: підприємства суднобудування; фінансування підприємств суднобудування; кредитування суднобудівних підприємств; державне регулювання діяльності галузі суднобудування.
The article defines the role and importance of credit activities of banks in ensuring the post-war reconstruction of Ukraine. Comprehensive changes to legislation and state programs aimed at supporting the Ukrainian economy, the formation of a modern banking sector, the activation of bank lending as an important factor in the effective functioning of the country's banking system in the conditions of martial law and its subsequent recovery are summarized. The war of the Russian Federation on the territory of Ukraine led to the deterioration of the quality of banks' loan portfolios, the destruction of assets and collateral, loss of income and deterioration of borrowers' solvency. This led to a decrease in their ability to service loans. The banking sphere is the most important component of the financial sector of Ukraine and provides banking service needs of the real sector of the economy, the population, while contributing to the economic security of the state. An analytical assessment of banks' credit activity was carried out in order to identify trends in its dynamics for the period 2011–2021. During the period 2011–2021, the credit portfolio of the banking system of Ukraine increased from UAH 755 billion. up to 1,065.3 billion hryvnias (almost 1.4 times). During the same time, the volume of loans granted to legal entities increased by 1.6 times, and lending to individuals increased by 1.3 times. It was emphasized that in the current conditions of martial law in 2022, almost all domestic banks reduced their credit activity. The total credit portfolio of the banking system decreased to 700.9 billion hryvnias. The study of lending trends to the population indicates a reduction in lending to individuals by almost all banking institutions. Proposals have been formulated for strengthening the role of the banking system and active use of its credit potential in ensuring the economic recovery of Ukraine. The prospect of further research in this direction is the identification of opportunities to reduce the cost of credit resources and the analysis of priority areas of financial and credit support for the post-war reconstruction of Ukraine.
The article examines the current trends of investment and innovation processes in the food industry as a competitive sector of Ukraine's economy. The role and place of investment support for the successful implementation of innovative transformations in the food industry are defined. Adequacy and availability of investment resources is the most important prerequisite for the development of innovation processes in competitive sectors of Ukraine's economy. The food industry is one of them. However, the realities of investment and innovation activity in the food industry of Ukraine indicate a low technological level of food production, inconsistency of the quality of manufactured products with world and European requirements. This is a threat to the functioning of Ukraine's food industry and ensuring its economic security in general. The main sources of financial support for investment and innovation activities of the food industry are their own financial resources; borrowed financial resources; funds received from the sale of securities; funds from the state budget and local budgets; funds of foreign investors. The state of investment and innovation activity of the enterprises of the food industry of the Nikolaev region in modern conditions is investigated. The results of the study indicate a low level of innovation activity of enterprises in the region. The volume of capital investments in the development of the region's food industry has decreased. The article substantiates the directions of activation of investment and innovation processes in the food industry of the Nikolaev region. The necessity of forming a certain model of management of investment and innovation processes of development of the domestic food industry, including at the regional level, is determined. This will help restore the investment and innovation potential of food production, stimulate and motivate investment and innovation activity of food industry enterprises. They take into account the influence of market mechanisms, factors of the internal environment, means of government incentives and regulation of innovation. Implementation of these recommendations will promote development of the Nikolaev region.
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